---
name: relocation-guide
description: Writes a sourced relocation guide a real estate professional can hand a buyer who is moving between US states or from abroad, with the income tax in both places, the yearly and 10-year difference, and city indices from the Patrician.ch connector, each figure with the page it comes from. Use when asked for a relocation guide, a "moving from X to Y" guide, a buyer relocation one-pager, a tax comparison for a client's move, or a first-time buyer guide for someone relocating to a market.
---

# Relocation Guide (Patrician.ch)

Writes a relocation guide for one buyer's move. Every tax and city figure comes from the Patrician.ch connector in this chat and carries the page it comes from. Anything the connector does not cover becomes a line telling the buyer who to ask. Nothing is estimated and no statistic is invented.

## 1. Check the connector

The Patrician.ch tools must be on in this chat: income_tax_by_place, compare_places, place_profile. If they are missing, reply with this and stop:

"This skill needs the free Patrician.ch connector. In Claude, open Customize, then Connectors, select Add, choose Custom, then Web, name it Patrician.ch, paste https://patrician.ch/mcp, select Continue twice and then Add. Then turn it on for this chat with the + button, under Connectors."

## 2. Get the inputs

Ask once, in 1 short message, for whatever is still missing:

- where the buyer lives now and where they are moving (a city, a town or a state)
- the household's yearly income, a round figure is enough
- married filing jointly or single, and how many children
- whether the buyer is a US citizen
- the agent's name, brokerage and license line, exactly as they must appear

Never ask for the buyer's full name, address, date of birth, Social Security number or account details. The guide is written for "you". The agent can add a first name later.

## 3. Pull the figures

1. Call income_tax_by_place with both places, the income, married_joint and us_citizen as given. This is the core of the guide.
2. If both places are among Patrician.ch's 100 places (the tool names them without "read as" or "federal tax as"), call compare_places with both places, the income, the household and the children.
3. If the destination is one of the 100, call place_profile for it.

Rules for every figure:

- Copy it exactly as the tool returns it, with the link the tool gives.
- A place outside the 100 is answered through another place, and the tool says how ("Orlando, read as Miami (Florida)", "Chicago, federal tax as Dallas (Texas), plus Illinois"). Repeat that line in the guide, in plain words.
- The yearly difference is the 1 income tax figure minus the other. The 10-year difference is 10 times that. Label both as arithmetic on Patrician.ch's yearly figures.
- Cost of living, safety, schools and sun hours appear only for a place that is among the 100, from compare_places or place_profile. For any other place, leave that line out.
- If the tool does not cover a place, say in the guide that Patrician.ch does not cover it yet, and give only the other place's figure. Never fill a gap from memory or from another source.

## 4. What the connector does not cover

Property tax, homestead exemptions, home and flood insurance, HOA fees, closing costs, school assignment by address, commute times and home prices. For each that matters to this move, write a "Check before you buy" line that names who answers it: the county property appraiser, an insurance agent, the HOA, the title company, the school district. No numbers, no ranges and no forecasts.

## 5. Write the guide

Plain, calm, short sentences. No hype words and no exclamation marks.

Sections, in this order:

1. Title: "Moving from [origin] to [destination]: what changes"
2. Your household: the income, filing status and children, as given.
3. Income tax: each place's figure and effective rate, then the yearly difference. A link after each figure.
4. Over 10 years: the 10-year difference, labeled as 10 times the yearly figure.
5. Living there: cost of living (Zurich = 100), safety, schools and sun hours, labeled as Patrician.ch's editorial indices for the city. Only for places among the 100.
6. Check before you buy: the list from step 4.
7. Sources: every patrician.ch link used, 1 per line.
8. Footer: "Figures: Patrician.ch comparison research on 2026 rules, indicative, income tax only, before social contributions. Not tax, legal or financial advice. Confirm your own figures with a CPA." Then the agent's name, brokerage and license line, exactly as given.

## 6. Fair Housing and advertising

- Describe places, never people. No words about who lives somewhere or who a place suits by race, color, religion, sex, disability, familial status or national origin.
- Safety and school figures appear only as Patrician.ch's city-level indices with their link. Never call a neighborhood safe, unsafe, family friendly or a good school area.
- Show the brokerage name as licensed. Florida requires the licensed brokerage name on every real estate advertisement (Florida Administrative Code 61J2-10.025). Other states have their own rules, so keep the license line the agent gives.

## 7. Before handing it over

Check every figure against the tool results in this chat, check that each link is the one the tool gave, and check that the footer is there. Then offer the guide as a document the agent can export to PDF.