Patrician.ch

For real estate agents in Florida, Texas, Tennessee and Nevada

Your listing, priced in your buyer's paycheck.

Show a buyer from New York or California what they keep a year by living in your listing, and how much of its mortgage that pays. Ready-to-post reels, cards and a listing page under your name. Free.

Real numbers, Nov 12, 2026 rate

$50,597 a year

kept by a married couple on $500,000 who move from New York City to Miami. That pays 78% of the mortgage on a $1,000,000 home.

Make my first reel →What a ZIP Lock does

A sample card. Yours carries your listing, your name, your brokerage and a QR code to your listing page.

Make it for your listing

The home
You
Your buyers

Preselected: the 3 places most households moved from into this county (IRS).

Free. Your page shows your name, brokerage, phone and email to buyers. Nothing else is collected.

ZIP Lock

Be the only agent in your ZIP who can do this.

Paid by the Move is free for every agent, in every ZIP nobody holds. A ZIP Lock is the exclusive license on 1 ZIP code: while yours runs, only you can make reels, cards and listing pages for listings in it. Every other agent who tries there is told the ZIP is locked.

$299 a month per ZIP. Cancel any time. The ZIP stays yours to the end of the paid month, then it opens to the next agent on its list.

Billed monthly by Polar, our merchant of record. Software license only. You get a link by email that opens the maker as the holder.

What a $500,000 household keeps a year by moving here

Married, filing jointly, on a salary, at the 2026 rules. Florida, Texas, Tennessee and Nevada tax no wages, so the income tax a household keeps is the same in all 19 towns: it depends on the place they leave. The last column is the price of the home whose mortgage that saving pays in full (principal and interest, 20% down, 7.11%, Freddie Mac, Nov 12, 2026).

By the place they leave

Income tax kept a year, and the home that saving pays for.

LeavingKept a yearHome it pays for
New York City$50,597$783,000
Los Angeles$37,722$584,000
The Bay Area$37,722$584,000
Californiaoutside Los Angeles and the Bay Area$37,722$584,000
New York Stateoutside New York City$33,155$513,000
New Jersey$27,680$429,000
Boston$24,560$380,000
Massachusettsoutside Boston$24,560$380,000
Chicago$24,460$379,000
Illinoisoutside Chicago$24,460$379,000

What changes by town is property tax

A year on a $1,000,000 home its owner lives in, at each town's 2026 rate.

TownProperty tax a yearOf the price
Miami, FL$19,4561.95%
Coral Gables, FL$17,6981.77%
Bal Harbour, FL$16,7911.68%
Palm Beach, FL$14,4521.45%
Boca Raton, FL$16,4861.65%
Delray Beach, FL$18,1261.81%
Jupiter, FL$16,0111.60%
Fort Lauderdale, FL$17,9431.79%
Orlando, FL$17,5321.75%
Tampa, FL$19,2421.92%
Sarasota, FL$14,3431.43%
Austin, TX$19,9251.99%
Dallas, TX$20,8882.09%
Houston, TX$20,1852.02%
Boerne, TX$17,2261.72%
New Braunfels, TX$16,1291.61%
Nashville, TN$7,0350.70%
Franklin, TN$5,6080.56%
Las Vegas (Summerlin), NV$10,2651.03%

Questions agents ask

Is it really free?

Yes. Reels, cards and listing pages are free in every ZIP nobody holds. The only paid thing is the ZIP Lock, for agents who want it to themselves.

Where do the numbers come from?

Income tax from the Patrician.ch 2026 model, which computes federal, state and city income tax on each place's published 2026 rules. The mortgage rate is Freddie Mac's weekly average. Property tax uses each town's published 2026 rate. Every reel carries its sources.

Is this tax advice?

No. It is published research on income tax at one income and filing status. Buyers should check their own case with a tax advisor. Every page says so.

Do you contact my buyers?

Never. Your listing page shows your phone and email. A buyer writes to you directly, and nothing they type is stored by us.

Can I use my listing photos?

Use photos you have the right to use. They stay in your browser: the reel is made on your device and nothing is uploaded.