Rigi Kulm above the Swiss lakes
Independent relocation research

Where should a high earner actually live.

Bankers earn on your assets, agents on your property. Patrician.ch earns on neither.

On a year in

ClickTap your city to see what you’d keep.

Income tax only, non-US citizen.

100 cities, ranked on your income. Free.

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For advisory firmsThis research on your firm's site, as Patrician AI under your name.

See how it works →
01 · The board

The world, reduced to 100 addresses.
One of them is yours.

Start anywhere on the board. Enter your numbers and it narrows to the few that fit.

Rule changesPuerto Rico a new Act 60 decree pays 4% on the covered income instead of 0%, after 31 December 2026Run my ranking →
02 · The Patrician Engine

Your numbers. Ranked.

Move a slider and the world reorders itself. Every ranking is computed live from your inputs. ClickTap any city to see an ordinary day there.

Your numbers

What an annual wealth tax would be levied on, alongside whatever the exit leaves. Leave it at zero and no wealth tax is modeled.

How long you expect to stay. An exit and the charge for leaving happen once, income and wealth tax repeat every year, so the horizon changes which of them decides the answer.

On a salary, the employee's own social contributions are added to income tax in 12 countries. Everywhere else the figure stays income tax only.

Pick none and the whole board is ranked. Pick one or more and the ranking is scored against those addresses only, so the spread comes back.

What you refuse to compromise on

The ranking is already computed on what you set. This takes you to it.

The board, on default weights · top 10

What you keep over 10 years

Checked against the official calculators

3, side by side, on your numbers

ClickTap a city name to swap it

Every figure in this table is computed on the income, exit, assets, passports and household you set above. The Dossier takes each of the 3 further: what leaving home costs, the residence route, the wealth tax, and the questions to take to your lawyer or tax adviser.

The Private DossierSet your numbers above and chapter 1 of your Dossier is written on them, right here. Free, before you pay for anything.

The Dossier is a written report on the 3 places that rank first for you: income tax in dollars, tax on a sale, what leaving your home country costs, the residence route on your passports, wealth tax and neighborhoods. $500, and $250 at the founding price until 31 October.

The Private DossierYour 3, in full.

Chapter 1 of your Dossier is below, written on exactly these numbers. Chapters 2 to 10 take each of your 3 further: income tax in dollars, tax on a sale, what leaving your home country costs, the residence route on your passports, wealth tax, schools and neighborhoods, and the questions to take to your lawyer or tax adviser.

Chapters 2 to 10, written on these numbers.

Read all 10 chapters. If it isn't worth $250, 1 email within 7 days of delivery and you're refunded, no reason needed. Includes 12 months of rule-change notices for your 3 places. The full Dossier is $500, and $250 at the founding price until 31 October 2026, midnight Zurich time. Every tax figure carries its official source and the date it was last checked. No name and no card here. Your email gets the link. Follow-up emails only if you tick the box.

Net worth trajectory, your top 3
After tax, after the cost of living there, compounding at 5% a year.
The curves need one number.Set your income and the engine draws what each of your top 3 leaves you holding, year by year.

Model note. Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. On a salary, the Employment income switch adds the employee's own contributions in 12 countries. Special regimes are flagged, not applied. US citizens carry US federal tax as a floor wherever they live. Millionaire migration figures: Henley Private Wealth Migration Report 2025. Published comparison research, not tax, legal or immigration advice.

03 · The Private Dossier

A written report on the 3 places that rank first for you.

Inside
10 chapters comparing your 3 on your numbers: income tax, tax on a company sale, the tax on leaving, residence routes, schools and living costs.
For
Households earning $300K a year or more, or with a company sale ahead, that are comparing places to live.
Checked
The rules behind every figure are checked every day. Every tax figure carries its official source and the date it was last checked. How a figure gets on the page.
Free
Chapters 1 to 3: the ranking, your settings and the method, and your 3 side by side.
Price
$250 until 31 October, then $500, paid once, for chapters 4 to 10: each of your 3 in full. A full refund is 1 email within 7 days of delivery.

Read a full sample Dossier →

The city on this page is a default, not your ranking. Set your settings in the engine and the Dossier rebuilds on them.

  1. 1Your profileset in the engine
  2. 2Chapters 1 to 3open free, on an email
  3. 3Chapters 4 to 10written when you buy
The full Dossier. $500 $250 until 31 October.

10 chapters on your settings. Chapters 1 to 3 open free on an email. The other 7 are written the moment you pay, as a private page and a PDF. Every tax figure carries its official source and the date it was last checked. Includes 12 months of rule-change notices for your 3 places, each with its official source and the date it was checked.

  • Income tax in each of your 3, in dollars, on what you earn
  • Tax on a sale of your company or assets, in each
  • What your current country charges when you leave it
  • The residence route open to the passports you hold, and the wealth tax where one applies
  • Cost of living, schools, neighborhoods and flight times home
  • The questions to take to your lawyer or tax adviser, place by place
The 10 chapters

    Secure checkout by Polar, our merchant of record. Patrician.ch never sees your card. Includes 12 months of rule-change notices for your 3 places.

    Read all 10 chapters. If it isn't worth $250, 1 email within 7 days of delivery and you're refunded, no reason needed.

    Published research, not tax, legal or immigration advice. Your email is never sold or shared. Full disclaimer.

    8 doors moved since 2025 · 1 more on a published date

    • Panama investor residence needs $300K for a new property bought from the developer and $500K for a resale, in force 16 September 2026

    Next on the radar. Puerto Rico, after 31 December 2026: a new Act 60 decree pays 4% on the covered income instead of 0%.

    The last 5, by date →

    Above the clouds
    Drag sideways to rotate · pinch or scroll to zoom · clicktap a city
    Effective tax0%
    Kept after tax, 10 yrs$0
    Flight from home
    Net millionaire flow, 2025 forecast
    Wealth mobility score 2026
    04 · The globe

    Turn it until you find yours.

    ClickTap any city and the globe flies there, the section becomes the place, and your numbers for it appear. Gold arcs run from your home base to the top 3 addresses the engine picks for you.

    05 · The Life

    An ordinary day in Monaco.

    Within reach

    ClickTap any frame to step into it.

    One step further

    This address reads well. See exactly where it lands for you.

    The engine takes your income and what you hold, then orders all 100 addresses around them. Either this one holds its place and you have your answer, or a better one surfaces.

    Show me my ranking →

    Free, and 3 answers is all it needs.

    06 · The Passport Ladder

    The document you carry decides which doors open.

    Search any of the passports on the board and compare up to 3. Mobility, the realistic path to hold it, whether you can keep the one you have, and whether it taxes you after you leave.

    Most compared

    07 · The question

    4 decisions, one address.

    A city gets chosen on a feeling and a tax rate read on a forum, and the rest is discovered after the move. We model the whole thing at once: the jurisdiction, the passport, the cost, and the life. The address that ranks first for a founder with an exit ranks lower for an executive on salary, and neither ranks first for a family that needs a school and a direct flight home.

    I

    Where

    Effective tax on your own income, not the top rate. Visa path for your actual passports. Distance to the people you love.

    II

    Which passport

    Mobility, time to citizenship, dual nationality, and the investment routes that still exist in 2026.

    III

    What you keep

    Income tax, wealth tax, and the exit charge of the country you leave, compounded over 10 years on your numbers into one figure.

    IV

    What it looks like

    The school run, the water at 7am, the cost of an ordinary day.

    A mountain lake under the Milky Way
    08 · Questions

    What people ask before they move.

    Straight answers. If yours is not here, hello@patrician.ch answers within 24 hours, Monday to Friday.

    What exactly is in the Dossier?

    A written report in 10 chapters on your own numbers. It names the 3 places that rank first for you and sets out, for each one: income tax in dollars, tax on a sale of your company or assets, what leaving your home country costs, the residence route open to your passports, the wealth tax where one applies, cost of living, schools, neighborhoods and flight times, and the questions to take to your lawyer or tax adviser. Chapters 1 to 3 open free. Read a sample.

    Who is the Dossier for?

    Households that earn $300K a year or more and are comparing places to live: founders before or after a sale, executives, investors and people whose work can move with them. It is research on published figures, written to be read before a first meeting with a lawyer or tax adviser.

    How fast is delivery?

    About 2 minutes. The Dossier is written automatically the moment payment clears. The page you paid from opens it by itself when it is ready, and the same link arrives by email with the PDF.

    Can I get a refund?

    Yes. Read all 10 chapters, and if it isn't worth $250, 1 email to hello@patrician.ch within 7 days of delivery and you are refunded in full, no reason needed.

    Why $250 now and $500 later?

    The Dossier is priced at $500. The opening clients pay the founding price, $250, until 31 October 2026, midnight Zurich time. After that the price is $500.

    Is this tax or legal advice?

    No. Patrician.ch is an independent publisher. The engine gives you an indicative ranking on simplified 2026 rules, and the Dossier turns that into a written report, with the questions the dataset leaves open. Nothing on this site is advice and nobody at Patrician.ch acts for you. A lawyer or tax adviser signs off. Patrician.ch does not.

    How accurate is the tax model?

    It applies each jurisdiction's published brackets to your income, treats US citizens as taxed worldwide, and ranks every place on its standard system. A special regime is flagged, and where it is a fixed charge or a flat scale its figure is shown beside the standard one. Wealth tax is modeled when you enter investable assets. Social contributions, most deductions and treaties are not modeled. On a salary, the Employment income switch adds the employee's own contributions in 12 countries. It is built to rank, not to file. The Dossier runs the same model on the same settings and sets out, city by city, what the model leaves to your lawyer or tax adviser.

    Why is my city ranked where it is?

    The ranking is your weights applied to 8 axes: net kept over the horizon you set, safety, schools, sun, distance from home, beauty, cost, and ease of entry. Move a slider and the order changes. 2 people with the same income get different answers, which is the point.

    Where does the data come from?

    One number on the card comes from a single outside source: the net millionaire flow, Henley & Partners' annual estimate of millionaires moving in and out of each country. It is one line per country, so it sits on the card as context, not as a score.

    Everything the engine ranks on is built here. Tax is computed from each jurisdiction's own statutory brackets and surcharges, applied to your income and your exit, which is why Zug and Zurich give different answers. The visa doors are read from each program's current rules and thresholds, jurisdiction by jurisdiction. Cost of the life, safety and schools are our own editorial indices, with Zurich at 100 for cost, and sun hours come from national climate normals. The wealth signals, watch houses, supercar dealers, and the street index, are scored by us, city by city.

    It is kept current by AI research agents that check every country and territory on the board every day for a change in the rules. A figure changes only when a primary source confirms it, and each city page names its sources and the date of the last check.

    All of it is indicative for 2026 and changes often. Nothing here is confirmed for any individual. The Dossier lists the questions the dataset leaves open.

    Who is behind Patrician.ch?

    An independent publisher, not a firm. It exists because the people who can live anywhere mostly hear from parties with something to sell: a banker who wants the assets in his booking center, an agent who earns on the property, a forum thread written by someone with a different passport. Patrician.ch sells none of those. The engine ranks the board on your settings and the report is assembled automatically. Who runs Patrician.ch.

    Can advisors and family offices use Patrician.ch with clients?

    Yes. Patrician.ch for Firms runs the same engine for an advisory firm and writes a 10-chapter Dossier for each client under the firm's own name, with white-label widgets for its site in the firm's logo and color. It starts on a Free plan with no card. Plans and a full sample are on Patrician.ch for Firms.

    Where should high earners live in 2026?

    It depends on income, passports, household and home base, which is why the engine ranks all 100 addresses on your own numbers. On the default reading, the Gulf and Monaco lead, since income, gains and wealth are taxed at 0% there. The full ranking, with the top 3 from London, New York, Zurich, Dubai, Singapore and Tel Aviv, is on where should high earners live.

    Which countries have no inheritance tax?

    Among them the UAE, Singapore, Hong Kong, Israel, Austria, Cyprus, Mexico and most of the Caribbean levy none. Monaco, Portugal and most Swiss cantons levy one but charge a spouse and children nothing. Every country on the board, with what a child pays and the source, is on countries with no inheritance tax.

    Which US state is best for high earners?

    Florida, Nevada and Texas levy no state income tax, so on the same income the addresses the board holds there keep the most. Federal tax follows a US taxpayer to every state, which leaves the state line as the whole difference, and New York, with state and city tax on top, costs the most. Every American address, ranked on what $1,000,000 keeps, is on where high earners should live in the US.

    All 100 addresses on the board

    100 residence addresses across 47 countries and territories. Each page carries tax at $300K, $1M and $3M, capital gains, the route in, cost, safety, schools and sun.

    By country

    1. Andorra:Andorra la Vella
    2. Anguilla:Anguilla
    3. Antigua and Barbuda:St John's
    4. Argentina:Buenos Aires
    5. Australia:Sydney
    6. Austria:Kitzbühel · Vienna
    7. Bahamas:Nassau
    8. Barbados:Platinum Coast
    9. Bermuda:Tucker's Town
    10. British Virgin Islands:Virgin Gorda
    11. Cayman Islands:George Town
    12. Croatia:Hvar
    13. Cyprus:Limassol
    14. Czech Republic:Prague
    15. Dominican Republic:Casa de Campo
    16. France:Cannes · Courchevel · Megève · Nice · Paris · Provence · Saint-Tropez
    17. French Polynesia:Bora Bora
    18. Germany:Munich
    19. Gibraltar:Gibraltar
    20. Greece:Athens · Mykonos
    21. Hong Kong SAR:Hong Kong
    22. Indonesia:Bali
    23. Israel:Tel Aviv
    24. Italy:Amalfi Coast · Capri · Cortina d'Ampezzo · Forte dei Marmi · Lake Como · Milan · Porto Cervo · Portofino · Rome · Tuscany · Venice
    25. Japan:Tokyo
    26. Jersey:Jersey
    27. Liechtenstein:Vaduz
    28. Luxembourg:Luxembourg
    29. Malta:Valletta
    30. Mexico:Cancún · Los Cabos · Tulum
    31. Monaco:Monaco
    32. Montenegro:Tivat
    33. New Zealand:Queenstown
    34. Panama:Panama City
    35. Portugal:Cascais · Lisbon · Quinta do Lago
    36. Puerto Rico:San Juan
    37. Singapore:Singapore
    38. Spain:Barcelona · Ibiza · Madrid · Marbella · Palma
    39. St Barths:Gustavia
    40. St Kitts and Nevis:Christophe Harbour
    41. Switzerland:Geneva · Gstaad · Lucerne · Lugano · Montreux · St. Moritz · Verbier · Zermatt · Zug · Zurich
    42. Thailand:Bangkok · Phuket
    43. Turks and Caicos:Providenciales
    44. UAE:Abu Dhabi · Dubai
    45. United Kingdom:London
    46. United States:Aspen · Austin · Bal Harbour · Beverly Hills · Coral Gables · Dallas · Las Vegas · Malibu · Maui · Miami · Montecito · Naples · New York · Newport Beach · Palm Beach · San Francisco · The Hamptons
    47. Uruguay:Punta del Este

    Most asked

    Read chapters 1 to 3, free