A principality in the Pyrenees where the top rate is 10% and the crime rate rounds to zero. Ninety days a year is the residence requirement and most residents overshoot it on purpose.
| Income | Tax | Effective | Kept |
|---|---|---|---|
| $300K | $26K | 9% | $274K |
| $1M | $96K | 10% | $904K |
| $3M | $296K | 10% | $2.7M |
Special regime. 10% flat income tax above €40K, 10% on most capital gains, no wealth or inheritance tax
Simplified marginal model, indicative 2026 brackets, non-US single filer. Run the engine with your own income, exit, passports, and family to see where Andorra la Vella ranks for you.
Passive residence via €600K invested in the country, including a deposit with the government, or active residence by founding a company. 90 days a year for passive residents. Barcelona and Toulouse are 2.5 hours by road.
| From | Hours |
|---|---|
| New York | 8.4 |
| London | 2.3 |
| Zurich | 2 |
| Dubai | 7.4 |
| Singapore | 14.2 |
| Tel Aviv | 4.9 |
On the simplified 2026 model, about $96K, an effective 10%, leaving $904K. At $300K the rate is 9%, at $3M it is 10%. Social contributions, deductions, and treaties are not included. Special regime: 10% flat income tax above €40K, 10% on most capital gains, no wealth or inheritance tax
Passive residence via €600K invested in the country, including a deposit with the government, or active residence by founding a company. 90 days a year for passive residents. Barcelona and Toulouse are 2.5 hours by road. Routes that matter for money: Golden visa.
The cost index is 80 against Zurich at 100, safety 10/10, schools 6/10, 2,500 sun hours a year.
The engine takes what you earn and what you hold, then orders every address on the board against it.
Rank the board against my position →90 seconds. No account, no payment.
Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.