Head to head

Andorra la Vella vs Palma (Mallorca).

🇦🇩 Andorra against 🇪🇸 Spain, on tax, residence, cost, and the life. Same model, same year, no brochure.

Andorra la VellaPalma (Mallorca)
Effective tax at $300K9%42%
Effective tax at $1M10%44%
Effective tax at $3M10%45%
Kept at $1M$904K$560K
Capital gains10%26%
Cost index (Zurich 100)8070
Safety10/108/10
Schools6/107/10
Sun hours2,5002,800
Supercar street index#72#44
Routes inGolden visaRemote work visa, Founder & talent
Net millionaire inflow 2025 (country, Henley)n/a−500
Flight London2.32.7
Flight New York8.48.7

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties.

Verdicts

Who should pick which.

For an executive on salary

Andorra la Vella keeps more of a $1M salary, $344K a year on this model. Palma (Mallorca) answers with schools.

For a founder with an exit

Capital gains: Andorra la Vella 10%, Palma (Mallorca) 26%. The order of operations, move then sell or sell then move, decides more than the rate. Neither city taxes wealth as such.

For a family

Palma (Mallorca) leads on schools, a lower cost and sun, Andorra la Vella on safety.

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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.