Answers · current to September 2026

Dubai, Monaco or Singapore, for a family.

The short answer: Dubai ranks highest of the 3 on the engine's default reading, 3 of 100 overall. Singapore has the strongest schools, Dubai costs the least to live in, and Singapore is the only one of the 3 that taxes income.

In short, current to September 2026

  • On the Patrician.ch engine's default reading, Dubai (3 of 100), Monaco (6 of 100) and Singapore (70 of 100).
  • Income tax on $1M a year: Dubai 0%, Monaco 0% and Singapore 21%. None of the 3 taxes capital gains or net wealth.
  • What children inherit. Dubai: no inheritance tax. Monaco: spouse and children exempt. Singapore: no inheritance tax. In the UAE a non-Muslim family usually registers a will with the DIFC or Abu Dhabi courts, or local rules set how the estate is split.
  • Schools score 8 of 10 in Dubai, 8 of 10 in Monaco and 10 of 10 in Singapore, and safety 9 of 10 in Dubai, 10 of 10 in Monaco and 10 of 10 in Singapore. These are Patrician.ch editorial indices.
  • Cost of living, Zurich = 100: Dubai 74, Monaco 125 and Singapore 98. Sun hours a year: Dubai 3,500, Monaco 2,700 and Singapore 2,020.
  • A US citizen stays inside US income and estate tax in all 3, and Monaco's zero does not apply to French nationals. Current to September 2026.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 48 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to September 2026. Updated . Cite as: Patrician.ch, Dubai vs Monaco vs Singapore for a family, 2026: tax, schools, route in, patrician.ch/answers/dubai-vs-monaco-vs-singapore-for-a-family/, September 2026.

Side by side

The 3, line by line.

DubaiMonacoSingapore
Engine rank3 of 1006 of 10070 of 100
Income tax on $1M0%0%21%
Capital gains0%0%0%
Wealth taxnonenonenone
Children inherit0%0%0%
Schools8 of 108 of 1010 of 10
Safety9 of 1010 of 1010 of 10
Cost, Zurich = 1007412598
Sun, hours a year3,5002,7002,020
The route inGolden Visa via property of AED 2M or a company, or an employment visa in days. 9% corporate tax on profits above AED 375K.Residence card with proof of accommodation and a local bank relationship. Non EU nationals route through a French long stay visa first.Employment Pass, ONE Pass for top earners, or the Global Investor Program from S$10M. No capital gains tax. Dual citizenship not permitted.

Income tax on $1M for a single filer at indicative 2026 headline rates. Schools, safety and cost are Patrician.ch editorial indices.

Every family address on the board: best places for a family, low tax and good schools. Head to head: all comparisons.

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Questions

The short answers.

Dubai, Monaco or Singapore: which is best for a family?

Dubai ranks highest of the 3 on the Patrician.ch engine's default reading, 3 of 100, then Monaco and Singapore.

Weighting schools higher favors Singapore, and weighting cost favors Dubai. The engine takes the household, passports and income as inputs.

Which has the best schools, Dubai, Monaco or Singapore?

Singapore, at 10 of 10 on the Patrician.ch schools index.

Dubai scores 8 and Monaco scores 8.

Is Singapore tax free?

No. Singapore taxes income, about 21% effective on $1M a year, but it has no capital gains tax and no inheritance tax.

Dubai and Monaco tax neither income nor gains for a resident, except French nationals in Monaco.

Do children pay inheritance tax in Dubai, Monaco or Singapore?

No, in all 3. The UAE levies no inheritance or estate tax. Monaco exempts a spouse, children and parents. Siblings pay 8% and others up to 16%.

The heir's own residence and a US passport can still bring another country's tax in.

Which is cheapest to live in?

Dubai, at 74 on the Patrician.ch cost index where Zurich is 100.

Monaco is 125 and Singapore is 98.

How does a family get residence in each?

Dubai: Golden Visa via property of AED 2M or a company, or an employment visa in days.

9% corporate tax on profits above AED 375K. Monaco: Residence card with proof of accommodation and a local bank relationship. Non EU nationals route through a French long stay visa first. Singapore: Employment Pass, ONE Pass for top earners, or the Global Investor Program from S$10M. No capital gains tax. Dual citizenship not permitted.

The Dossier: your top 3, on your numbers.Your top 3 modeled and compared on your income, exit, passports, and family. 10 chapters, written the moment you pay, usually ready within 2 minutes. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded within 7 days if it does not change how you think.
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Your position, not the average

This page is the general case. Your income and passports rank all 100 differently.

The engine takes what you earn and what you hold, then orders every address on the board against it.

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The general case, ranked: Where should high earners live in 2026 · Best country to live in if you are rich · Best countries for high earners after tax · Europe · United States

Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.

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