Enter your income. Every address on the board recalculates: the tax, the effective rate, and what is left.
In short, current to September 2026
Source: the Patrician.ch board, an original ranking of 100 residence addresses across 48 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to September 2026. Updated . Cite as: Patrician.ch, Income tax calculator by country 2026: what you keep in 100 places, patrician.ch/calculator/, September 2026.
On $1M a year, Monaco leaves you $1M and Niseko $474K. The gap is $526K a year.
| # | Address | Country | Income tax | Effective | You keep |
|---|---|---|---|---|---|
| 1 | Monaco | 🇲🇨 Monaco | $0 | 0% | $1M |
| 2 | Bora Bora | 🇵🇫 French Polynesia | $0 | 0% | $1M |
| 3 | Gustavia | 🇫🇷 St Barths | $0 | 0% | $1M |
| 4 | Dubai | 🇦🇪 UAE | $0 | 0% | $1M |
| 5 | Abu Dhabi | 🇦🇪 UAE | $0 | 0% | $1M |
| 6 | Punta del Este | 🇺🇾 Uruguay | $0 | 0% | $1M |
| 7 | Panama City | 🇵🇦 Panama | $0 | 0% | $1M |
| 8 | Virgin Gorda | 🇻🇬 British Virgin Islands | $0 | 0% | $1M |
| 9 | Anguilla | 🇦🇮 Anguilla | $0 | 0% | $1M |
| 10 | Christophe Harbour | 🇰🇳 St Kitts and Nevis | $0 | 0% | $1M |
| 11 | Providenciales | 🇹🇨 Turks and Caicos | $0 | 0% | $1M |
| 12 | Nassau | 🇧🇸 Bahamas | $0 | 0% | $1M |
| 13 | George Town | 🇰🇾 Cayman Islands | $0 | 0% | $1M |
| 14 | St John's | 🇦🇬 Antigua and Barbuda | $0 | 0% | $1M |
| 15 | San Juan | 🇵🇷 Puerto Rico | $40K | 4% | $960K |
| 16 | Tucker's Town | 🇧🇲 Bermuda | $90K | 9% | $910K |
| 17 | Andorra la Vella | 🇦🇩 Andorra | $96K | 10% | $904K |
| 18 | Hong Kong | 🇭🇰 Hong Kong SAR | $160K | 16% | $840K |
| 19 | Vaduz | 🇱🇮 Liechtenstein | $168K | 17% | $832K |
| 20 | Tivat | 🇲🇪 Montenegro | $168K | 17% | $832K |
| 21 | Zug | 🇨🇭 Switzerland | $196K | 20% | $804K |
| 22 | Grand Baie | 🇲🇺 Mauritius | $197K | 20% | $803K |
| 23 | Jersey | 🇯🇪 Jersey | $200K | 20% | $800K |
| 24 | Singapore | 🇸🇬 Singapore | $209K | 21% | $791K |
| 25 | Gibraltar | 🇬🇮 Gibraltar | $214K | 21% | $786K |
| 26 | Prague | 🇨🇿 Czech Republic | $224K | 22% | $776K |
| 27 | Casa de Campo | 🇩🇴 Dominican Republic | $248K | 25% | $752K |
| 28 | Platinum Coast | 🇧🇧 Barbados | $281K | 28% | $719K |
| 29 | Hvar | 🇭🇷 Croatia | $293K | 29% | $707K |
| 30 | Lugano | 🇨🇭 Switzerland | $317K | 32% | $683K |
| 31 | St. Moritz | 🇨🇭 Switzerland | $317K | 32% | $683K |
| 32 | Zermatt | 🇨🇭 Switzerland | $317K | 32% | $683K |
| 33 | Verbier | 🇨🇭 Switzerland | $317K | 32% | $683K |
| 34 | Lucerne | 🇨🇭 Switzerland | $317K | 32% | $683K |
| 35 | Zurich | 🇨🇭 Switzerland | $317K | 32% | $683K |
| 36 | Miami | 🇺🇸 United States | $326K | 33% | $674K |
| 37 | Palm Beach | 🇺🇸 United States | $326K | 33% | $674K |
| 38 | Bal Harbour | 🇺🇸 United States | $326K | 33% | $674K |
| 39 | Naples | 🇺🇸 United States | $326K | 33% | $674K |
| 40 | Boca Raton | 🇺🇸 United States | $326K | 33% | $674K |
| 41 | Austin | 🇺🇸 United States | $326K | 33% | $674K |
| 42 | Bali | 🇮🇩 Indonesia | $330K | 33% | $670K |
| 43 | Los Cabos | 🇲🇽 Mexico | $335K | 34% | $665K |
| 44 | Tulum | 🇲🇽 Mexico | $335K | 34% | $665K |
| 45 | Cancún | 🇲🇽 Mexico | $335K | 34% | $665K |
| 46 | Phuket | 🇹🇭 Thailand | $335K | 34% | $665K |
| 47 | Bangkok | 🇹🇭 Thailand | $335K | 34% | $665K |
| 48 | Limassol | 🇨🇾 Cyprus | $339K | 34% | $661K |
| 49 | Valletta | 🇲🇹 Malta | $340K | 34% | $660K |
| 50 | Buenos Aires | 🇦🇷 Argentina | $345K | 35% | $655K |
| 51 | Gstaad | 🇨🇭 Switzerland | $356K | 36% | $644K |
| 52 | Montreux | 🇨🇭 Switzerland | $356K | 36% | $644K |
| 53 | Geneva | 🇨🇭 Switzerland | $356K | 36% | $644K |
| 54 | Aspen | 🇺🇸 United States | $370K | 37% | $630K |
| 55 | Queenstown | 🇳🇿 New Zealand | $377K | 38% | $623K |
| 56 | The Hamptons | 🇺🇸 United States | $391K | 39% | $609K |
| 57 | Luxembourg | 🇱🇺 Luxembourg | $427K | 43% | $573K |
| 58 | New York | 🇺🇸 United States | $429K | 43% | $571K |
| 59 | Montecito | 🇺🇸 United States | $430K | 43% | $570K |
| 60 | Beverly Hills | 🇺🇸 United States | $430K | 43% | $570K |
| 61 | Los Angeles | 🇺🇸 United States | $430K | 43% | $570K |
| 62 | Newport Beach | 🇺🇸 United States | $430K | 43% | $570K |
| 63 | San Francisco | 🇺🇸 United States | $430K | 43% | $570K |
| 64 | San Diego | 🇺🇸 United States | $430K | 43% | $570K |
| 65 | Mykonos | 🇬🇷 Greece | $431K | 43% | $569K |
| 66 | Athens | 🇬🇷 Greece | $431K | 43% | $569K |
| 67 | London | 🇬🇧 United Kingdom | $432K | 43% | $568K |
| 68 | Maui | 🇺🇸 United States | $436K | 44% | $564K |
| 69 | Marbella | 🇪🇸 Spain | $440K | 44% | $560K |
| 70 | Ibiza | 🇪🇸 Spain | $440K | 44% | $560K |
| 71 | Palma | 🇪🇸 Spain | $440K | 44% | $560K |
| 72 | Barcelona | 🇪🇸 Spain | $440K | 44% | $560K |
| 73 | Madrid | 🇪🇸 Spain | $440K | 44% | $560K |
| 74 | Lake Como | 🇮🇹 Italy | $447K | 45% | $553K |
| 75 | Portofino | 🇮🇹 Italy | $447K | 45% | $553K |
| 76 | Tuscany | 🇮🇹 Italy | $447K | 45% | $553K |
| 77 | Porto Cervo | 🇮🇹 Italy | $447K | 45% | $553K |
| 78 | Capri | 🇮🇹 Italy | $447K | 45% | $553K |
| 79 | Cortina d'Ampezzo | 🇮🇹 Italy | $447K | 45% | $553K |
| 80 | Amalfi Coast | 🇮🇹 Italy | $447K | 45% | $553K |
| 81 | Milan | 🇮🇹 Italy | $447K | 45% | $553K |
| 82 | Rome | 🇮🇹 Italy | $447K | 45% | $553K |
| 83 | Sydney | 🇦🇺 Australia | $448K | 45% | $552K |
| 84 | Munich | 🇩🇪 Germany | $450K | 45% | $550K |
| 85 | Provence | 🇫🇷 France | $454K | 45% | $546K |
| 86 | Courchevel | 🇫🇷 France | $454K | 45% | $546K |
| 87 | Megève | 🇫🇷 France | $454K | 45% | $546K |
| 88 | Cap Ferrat | 🇫🇷 France | $454K | 45% | $546K |
| 89 | Saint-Tropez | 🇫🇷 France | $454K | 45% | $546K |
| 90 | Cannes | 🇫🇷 France | $454K | 45% | $546K |
| 91 | Nice | 🇫🇷 France | $454K | 45% | $546K |
| 92 | Paris | 🇫🇷 France | $454K | 45% | $546K |
| 93 | Tel Aviv | 🇮🇱 Israel | $464K | 46% | $536K |
| 94 | Kitzbühel | 🇦🇹 Austria | $482K | 48% | $518K |
| 95 | Vienna | 🇦🇹 Austria | $482K | 48% | $518K |
| 96 | Cascais | 🇵🇹 Portugal | $488K | 49% | $512K |
| 97 | Lisbon | 🇵🇹 Portugal | $488K | 49% | $512K |
| 98 | Quinta do Lago | 🇵🇹 Portugal | $488K | 49% | $512K |
| 99 | Tokyo | 🇯🇵 Japan | $526K | 53% | $474K |
| 100 | Niseko | 🇯🇵 Japan | $526K | 53% | $474K |
Income tax only, indicative 2026 headline rates, converted at the board's reference rates. Where an address is modeled on its regime for new arrivals, its page names the regime. Published comparison research, not tax, legal or immigration advice.
The whole picture, with an exit, assets, passports and family: the Patrician.ch engine. The rankings behind it: where you keep the most of $1M, $3M and $10M, countries with no income tax, where a US citizen pays the least.
14 places on the board tax a resident's $1M at 0%, Monaco among them, so $1M is kept in full.
The lowest on the board is Niseko, where $474K is kept, 53% effective.
It applies each address's 2026 income tax brackets to your income, converts at fixed reference rates, and ranks all 100 by what is left.
A married couple is split where the country allows it. A US passport adds the US federal floor everywhere except Puerto Rico.
Yes. Tick US citizen and every address abroad is charged at least the US federal tax, since the US taxes citizens wherever they live.
Puerto Rico is the exception for a bona fide resident on Puerto Rico source income.
Social contributions, most deductions, wealth tax, capital gains and treaties.
The engine on the homepage adds an exit, assets, passports, family and the life around the number.
The engine takes what you earn and what you hold, then orders every address on the board against it.
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The general case, ranked: Where should high earners live in 2026 · Best country to live in if you are rich · Best countries for high earners after tax · Europe · United States · Americans moving abroad · Tax calculator
Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.