Maui (Hawaii)
🇺🇸 United States · Address 81 of 100

Maui, for a high earner.

Wailea and Kapalua on the leeward shore, the Pacific in every window, and more than 5 hours of ocean to Los Angeles. The most beautiful place in America, and a tax bill in the same league as California and New York City.

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In short, current to October 2026

  • A person earning $1,000,000 and resident in Maui, United States, pays an effective 42% of income tax on the Patrician.ch 2026 model, keeping $580K. Of that, $320,000 is federal income tax, the same in every state, and $100,216 is Hawaii income tax. At $300,000 the effective rate is 31%, and at $3,000,000 it is 46%.
  • Capital gains on a disposal by a resident individual are taxed at 31% in total in Maui, so a $5,000,000 liquidity event realized after residence begins carries roughly $1.6M, of which $360K is Hawaii tax.
  • Inheritance: Children taxed. Federal estate tax at 40% above $15M per person, plus Hawaii estate tax up to 20%. A US citizen spouse inherits free.
  • A US citizen or green card holder needs no visa to move to Maui from another state. For a buyer from abroad, the realistic route in is Residence by investment, Founder & talent.
  • Cost of the life is 115 on the Patrician.ch index where Zurich is 100, safety 8 of 10, schools 6 of 10. These 3 are Patrician.ch editorial indices scored by us, not published statistics.
  • Figures are current to October 2026. Tax thresholds and residence routes move, so confirm with counsel before relying on any of them.

Official sources: Hawaii Department of Taxation, County of Maui, Hawaii Revised Statutes, section 235-51. Checked against them on .

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Maui (Hawaii) tax and residence 2026 for a high earner, patrician.ch/cities/maui/, October 2026.

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By the Patrician.ch research desk · Updated 29 October 2026 · 12 min read
The numbers

What Maui takes, and what it costs.

Effective tax at $1M42%$580K kept after tax
Capital gains31%on a $1M gain
Cost index115Zurich = 100
Inheritance, children40%Children taxed
Supercar street index#84of 100
Safety8/10 
Schools6/10international options
The Patrician.ch 10066thof 100, the ranking
Prestige of address8/10Patrician.ch editorial index
Corporate tax21%headline rate on profits
Sun hours a year2,900 
United States net millionaire flow, 2025 forecast+7,500Henley forecast, country level. Hawaii loses residents to the mainland on net (Census). The national figure does not describe Maui

Tax on your bracket.

IncomeTaxEffectiveKept after tax
$300K$92K31%$208K
$1M$420K42%$580K
$3M$1.4M46%$1.6M
See these 2 places for your own income.Maui and San Francisco, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.
Compare them on my income →

Mid-table

Income kept after tax on $1M a year, US dollars, the 17 places in the United States on the board

  1. Miami$680K
  2. Palm Beach$680K
  3. Bal Harbour$680K
  4. Naples$680K
  5. Coral Gables$680K
  6. Las Vegas$680K
  7. Dallas$680K
  8. Austin$680K
  9. Aspen$637K
  10. The Hamptons$611K
  11. Maui$580K
  12. Montecito$578K

Note: single filer, federal and state together. Maui ranks 11 of 17 here

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Single filer resident in the US, federal and state together. Enter your own income, exit, passports, and family to see where Maui ranks for you.

Where inside Maui.

The 3 quarters buyers ask for first, Wailea, Kapalua, Makena, all sit under County of Maui, so the address inside Maui does not move the property tax. On a second home assessed at $5,000,000, the yearly bill is $62,250, 1.245% of value ($6.25 / $9.00 / $17.00 per $1,000, tiered, 2026).

Non-owner-occupied class, the rate a second home pays, each tier on its slice of the value. A principal residence with the home exemption on file moves to the homeowner class, $1.65 per $1,000 on the first $1.5M. Source: County of Maui, real property tax rates for fiscal year 2026-27 (effective July 1, 2026), non-owner-occupied class. Federal and state income tax are the same at every address in Maui, so property tax is what the quarter changes.

Official source: County of Maui. Checked against it on .

Rank Maui on my numbers →

FIRE

The FIRE number in Maui.

The capital whose yearly withdrawal, at 4%, pays for a year here after Maui's tax on the gain part of each sale: 31% on a resident's listed securities, with half of each sale counted as gain.

A $100K year here $2.96M
A $150K year here $4.44M
A $250K year here $7.40M

Price your own year in all 100 places →

Who gets in

The residence route.

Same US immigration rules as everywhere. Hawaii adds a graduated state income tax on top of federal, reaching 11% above $325K for a single filer and $650K for a couple, the second highest top rate in the country after California.

Residence by investmentFounder & talent

United States has a Henley 2026 Wealth Mobility score of 62.3 out of 100, a country level figure. The passport ladder on the engine compares 66 passports.

The life

An ordinary day in Maui.

Maui, United States
🇺🇸 Hawaii, United StatesMaui
  • WaileaSwim at sunrise. Turtles at the point.
  • KiheiThe calls are 2 or 3 hours behind Los Angeles and 5 or 6 behind New York, which is the whole point.
  • UpcountryLunch on the slopes of Haleakala at a farm about 3,000 feet up.
  • MakenaSunset on the beach. The 11% top state rate is the price of admission and nobody here regrets paying it.

Flight times.

FromFlightRouting
New York11h 25mNonstop to Maui Kahului
London17h 45m1 stop to Maui Kahului
Zurich18h 20m1 stop to Maui Kahului
Dubai20h 10m2 stops to Maui Kahului
Singapore17h 45m2 stops to Maui Kahului
Tel Aviv22h1 stop to Maui Kahului

Scheduled gate to gate times on the fastest routing, with 1h 30m allowed for each connection. Airline schedules read October 17, 2026.

Healthcare

Care within reach.

Nearest emergency department19 kmMaui Memorial Medical Center
Best ranked within reach#99 in United StatesThe Queen's Medical Center, 168 km
Life expectancy, United States78.9years at birth, 2024
Doctors per 1,000 people3.7United States, 2022
Hospital beds per 1,0002.7United States, 2022
Health spending per person$13,473US dollars a year, 2023
Care coverage index88WHO, out of 100, 2023

Queen's Medical Center in Honolulu, Hawaii's highest entry in Newsweek's 2026 US list (#99), is on Oahu, about 168 km away, so reaching it means an inter-island flight. Maui Memorial is the only acute care hospital on Maui and an ACS-verified Level III trauma center.

HospitalRoleDistanceNewsweek 2026JCI
Maui Memorial Medical CenterNearest emergency department19 kmNot rankedUS, The Joint Commission
The Queen's Medical CenterBest ranked within reach168 km#99 in United StatesUS, The Joint Commission

Hospital ranks from Newsweek and Statista, World's Best Hospitals 2026. Accreditation from the Joint Commission International directory. Distances in a straight line from Maui, from OpenStreetMap. Country figures from the World Bank and the WHO, the latest year each publishes. Checked 23.10.2026. Research, not medical advice.

Within reach

Near Maui on the board.

San Francisco, United StatesSan Francisco🇺🇸 California, United StatesMontecito, United StatesMontecito🇺🇸 California, United StatesMalibu, United StatesMalibu🇺🇸 California, United StatesBeverly Hills, United StatesBeverly Hills🇺🇸 California, United StatesNewport Beach, United StatesNewport Beach🇺🇸 California, United StatesLas Vegas, United StatesLas Vegas🇺🇸 Nevada, United States

Tap any frame to step into it.

Maui, United StatesBeverly Hills, United States
Maui vs Beverly HillsHead to head
Questions

How much income tax does a $1M earner pay in Maui?

About $420K a year, an effective 42%, which leaves $580K of $1,000,000 on Patrician.ch's 2026 model.

At $300K the effective rate is 31%, and at $3M it is 46%. Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled.

Does Maui tax capital gains?

Yes. A resident pays about 31% in total on a capital gain, about $310K on a $1,000,000 gain, of which 7.2% is Hawaii tax and the rest federal.

The rate is modeled on a $1,000,000 gain on listed securities after the common exemptions. Holding periods and exemptions can lower it.

Does Maui have a wealth tax?

No. United States levies no general annual wealth tax on a resident's net worth.

Does Maui have an inheritance tax?

Yes. Federal estate tax at 40% above $15M per person, plus Hawaii estate tax up to 20%. A US citizen spouse inherits free.

What a child pays: 40% above $15M, plus Hawaii. Source: IRS, Hawaii Department of Taxation, current to October 2026. The heir's own residence and the location of the assets can bring another country's tax into play.

How does a foreigner get residence in Maui?

Same US immigration rules as everywhere.

Hawaii adds a graduated state income tax on top of federal, reaching 11% above $325K for a single filer and $650K for a couple, the second highest top rate in the country after California. Routes that matter for money: Residence by investment, Founder & talent.

What is the property tax on a $5M home in Maui?

About $62,250 a year, 1.245% of value, on a second home assessed at $5,000,000, at $6.25 / $9.00 / $17.00 per $1,000, tiered for 2026.

Non-owner-occupied class, the rate a second home pays, each tier on its slice of the value. A principal residence with the home exemption on file moves to the homeowner class, $1.65 per $1,000 on the first $1.5M.

What is the cost of living in Maui?

Maui scores 115 on the Patrician.ch cost index, where Zurich is 100, and ranks 22 of 100 on cost, 1 being the most expensive.

Safety scores 8 of 10 and schools 6 of 10, with 2,900 sun hours a year. Cost, safety and schools are Patrician.ch editorial indices, not published statistics. United States as a whole was forecast a net inflow of 7,500 millionaires for 2025 (Henley, country level). Hawaii loses residents to the mainland on net (Census). The national figure does not describe Maui.

The Dossier on Maui, on your numbers.A written report on the 3 places that rank first for you, compared line by line on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.
Read chapters 1 to 3, free →
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Where Maui appears.

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The income tax of Maui, San Francisco, Montecito and Malibu, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

<iframe src="https://patrician.ch/embed/compare/?c=mau,sfo,mtc,mal&inc=1000000" title="Income tax in Maui, San Francisco, Montecito and Malibu, Patrician.ch" width="100%" height="1070" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/cities/maui/">Patrician.ch</a></p>

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures for Maui are for a single filer resident in the US, federal and state together. Comparisons with places abroad are for a non-US filer. Not advice. Verify before acting.

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