Where should high earners live in 2026? 100 cities ranked after tax

Ranked

The top 10, on the engine's default reading.

A single earner on $500K a year, an EU passport, no liquidity event, the weights the engine opens on, and no weight on distance from home. The figure is the effective income tax rate.

Gustavia 🇫🇷 St Barths$5M kept over 10 years on $500K a year, no capital gains tax, safety 9 of 10, schools 5 of 10

Abu Dhabi 🇦🇪 UAE$5M kept over 10 years on $500K a year, no capital gains tax, safety 9 of 10, schools 8 of 10

Dubai 🇦🇪 UAE$5M kept over 10 years on $500K a year, no capital gains tax, safety 9 of 10, schools 8 of 10

Anguilla 🇦🇮 Anguilla$5M kept over 10 years on $500K a year, no capital gains tax, safety 7 of 10, schools 5 of 10

Punta del Este 🇺🇾 Uruguay$5M kept over 10 years on $500K a year, no capital gains tax, safety 8 of 10, schools 6 of 10

Monaco 🇲🇨 Monaco$5M kept over 10 years on $500K a year, no capital gains tax, safety 10 of 10, schools 8 of 10

Christophe Harbour 🇰🇳 St Kitts and Nevis$5M kept over 10 years on $500K a year, no capital gains tax, safety 6 of 10, schools 5 of 10

Hvar 🇭🇷 Croatia$3.6M kept over 10 years on $500K a year, 12% on gains, safety 9 of 10, schools 3 of 10

29%

St John's 🇦🇬 Antigua and Barbuda$5M kept over 10 years on $500K a year, no capital gains tax, safety 6 of 10, schools 5 of 10

Providenciales 🇹🇨 Turks and Caicos$5M kept over 10 years on $500K a year, no capital gains tax, safety 7 of 10, schools 5 of 10

The top 3, from your home base.

The same reader, with the flight home counted in, from 6 home bases.

Home base	1	2	3
London	Gustavia	Abu Dhabi	Monaco
New York	Gustavia	Anguilla	Christophe Harbour
Zurich	Abu Dhabi	Monaco	Gustavia
Dubai	Abu Dhabi	Dubai	Monaco
Singapore	Abu Dhabi	Dubai	Gustavia
Tel Aviv	Abu Dhabi	Dubai	Hvar

Rank all 100 on my own numbers →

Questions

The short answers.

Where should a high earner live in 2026?

Gustavia, Abu Dhabi and Dubai rank highest on the Patrician.ch engine's default reading for a single earner on $500K with an EU passport.

The order moves with income, passports, household, a liquidity event and home base. From London the top 3 are Gustavia, Abu Dhabi and Monaco, and from New York Gustavia, Anguilla and Christophe Harbour.

What is the best country for a high earner after tax?

14 addresses in 13 countries and territories tie at 0% on income, among them Gustavia, Abu Dhabi, Dubai, Anguilla and Punta del Este.

The full country ranking is on the best countries after tax page.

Where did millionaires move in 2025?

The UAE gained a net 9,800 millionaires in 2025, the most of any country, followed by the United States at 7,500.

The United Kingdom lost a net 16,500, the largest outflow. These are Henley country figures, not city figures. The full table is on where millionaires are moving.

Where are high earners moving to in 2026?

By country, the UAE took the largest net inflow of millionaires in 2025, 9,800, followed by the United States at 7,500 (Henley).

By address, the board's top 3 on the default reading are Gustavia, Abu Dhabi and Dubai. The moving from pages rank the board from each origin.

Where should high earners move to in 2026?

On the Patrician.ch engine's default reading, Gustavia, Abu Dhabi and Dubai, all ranked on what a $500K earner keeps over 10 years, weighed against safety, schools, sun, cost and the route in.

The answer moves with the home base. From London the top 3 are Gustavia, Abu Dhabi and Monaco. The moving from pages rank the board from each origin, and the inheritance page shows what a family keeps at death.

What is the best country to live in if you are rich?

14 addresses on the board tax neither income, capital gains nor wealth, among them Gustavia, Abu Dhabi, Dubai and Anguilla.

At a large balance sheet, wealth tax outweighs income tax. The ranking for the very wealthy sets them out.

Is the lowest tax country always the best place to live?

No. 9 of the top 10 on the engine's default reading tax income at 0% on the model, and 1 does not.

Once tax is equal, safety, schools, sun, cost and the route in decide the order. A reader who weighs schools or distance from home higher gets a different list.

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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.