Palm Beach, United States
Answers · current to October 2026

The United States, for a high earner.

17 American addresses on the board, ranked by what $1,000,000 of income keeps. Federal tax is the same at every one of them, so the spread is the state.

In short, current to October 2026

  • 17 of the 100 addresses on the Patrician.ch board are in the United States, in 7 states.
  • 8 of them levy no state income tax, in Florida, Texas and Nevada: Miami, Coral Gables, Naples, Bal Harbour, Palm Beach, Austin, Dallas and Las Vegas. Each keeps $680K of $1,000,000, an effective 32% of federal tax alone.
  • The highest bill on the list is New York, at an effective 43%. On $1,000,000 that is $107K a year more than a no-state-tax address, $1.1M over 10 years.
  • Capital gains run from 24% in Miami to 37% in New York, federal and state together.
  • Moving between states changes only the state line. Federal tax follows a US taxpayer to every address on this list.
  • Figures are current to October 2026.

Each address on this page was last checked against its official sources between and . The sources for each are named on its page.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Where should a high earner live in the US, 2026, patrician.ch/answers/where-should-high-earners-live-in-the-us/, October 2026.

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By the Patrician.ch research desk · Updated 5 November 2026 · 9 min read
Ranked

The top 10 in the United States, on $1,000,000.

Effective income tax on $1,000,000 for a single filer, federal and state together.

01Miami, United States
Miami 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
02Coral Gables, United States
Coral Gables 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
03Naples, United States
Naples 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
04Bal Harbour, United States
Bal Harbour 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
05Palm Beach, United States
Palm Beach 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
06Austin, United States
Austin 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
07Dallas, United States
Dallas 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
08Las Vegas, United States
Las Vegas 🇺🇸 United States$6.8M kept after tax over 10 years, 24% on gains
32%
09Aspen, United States
Aspen 🇺🇸 United States$6.4M kept after tax over 10 years, 28% on gains
36%
10The Hamptons, United States
The Hamptons 🇺🇸 United States$6.1M kept after tax over 10 years, 33% on gains
39%

Where the wealth already sits, by resident millionaires: the richest cities in the US.

See these 2 places for your own income.Miami and Coral Gables, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 30 November.
Compare them on my income →
Questions

The short answers.

Where should a high earner live in the US in 2026?

Miami leads the American addresses on the Patrician.ch board, one of 8 with no state income tax.

On $1,000,000 each of them keeps $680K. Among them the order is set by safety, schools, sun and cost.

Which US states have no income tax for a high earner?

On the board, Florida, Texas and Nevada. Miami, Coral Gables, Naples, Bal Harbour, Palm Beach, Austin, Dallas and Las Vegas sit in them.

Every other American address adds a state income tax on top of federal.

How much more does California cost a high earner than Florida?

$102K a year on $1,000,000, the gap between San Francisco and a Florida address on the board.

Over 10 years that is $1.0M, before capital gains. The highest bill on the board is New York, at 43%.

Does moving states reduce federal tax?

No. Federal income tax is the same at every American address on the board.

A move between states changes only the state line. Leaving the United States is a different question, covered on the world ranking.

The Dossier: your top 3, on your numbers.A written report on the 3 places that rank first for you, compared line by line on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 30 November. Refunded in full within 7 days of delivery, no reason needed.
Read chapters 1 to 3, free →
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The income tax of Miami, Coral Gables, Naples, Bal Harbour, Palm Beach and Austin, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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