Andorra la Vella
🇦🇩 Andorra · Address 58 of 100

Andorra la Vella, for a high earner.

A principality in the Pyrenees where the top rate is 10%. 90 days a year is the residence requirement for a passive resident.

Rank Andorra la Vella on my numbers →

In short, current to October 2026

  • A person earning $1,000,000 and resident in Andorra la Vella pays an effective 10% of income tax on the Patrician.ch 2026 model, keeping $904K. At $300,000 the effective rate is 9%, and at $3,000,000 it is 10%.
  • Andorra does not tax a gain from shares when the stake is 25% or less of the company or has been held 10 years. Other share gains, including a founder's sale of a larger stake inside 10 years, pay 10%.
  • Inheritance: No inheritance tax. Andorra levies no inheritance or gift tax.
  • On the passports most readers hold, the realistic route into Andorra la Vella is Residence by investment.
  • Cost of the life is 80 on the Patrician.ch index where Zurich is 100, safety 10 of 10, schools 6 of 10. These 3 are Patrician.ch editorial indices scored by us, not published statistics.
  • Figures are current to October 2026. Tax thresholds and residence routes move, so confirm with counsel before relying on any of them.

Official sources: Official Gazette of Andorra (BOPA), Government of Andorra. Checked against them on .

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Andorra la Vella tax and residence 2026 for a high earner, patrician.ch/cities/andorra-la-vella/, October 2026.

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By the Patrician.ch research desk · Updated 29 October 2026 · 12 min read
The numbers

What Andorra la Vella takes, and what it costs.

Effective tax at $1M10%$904K kept after tax
Capital gains0%on a $1M gain
Cost index80Zurich = 100
Inheritance, children0%No inheritance tax
Supercar street index#74of 100
Safety10/10 
Schools6/10international options
The Patrician.ch 10059thof 100, the ranking
Prestige of address5/10Patrician.ch editorial index
Corporate tax10%headline rate on profits
Sun hours a year2,500Capital friendly
Passport mobility169visa free destinations

Tax on your bracket.

IncomeTaxEffectiveKept after tax
$300K$26K9%$274K
$1M$96K10%$904K
$3M$296K10%$2.7M
See these 2 places for your own income.Andorra la Vella and Barcelona, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.
Compare them on my income →

Tax note. 10% flat income tax above €40K, no tax on gains from shares when the stake is 25% or less or held 10 years, 10% on other capital gains, including a founder's sale of a larger stake inside 10 years, no wealth or inheritance tax.

Close behind

Income kept after tax on $1M a year, US dollars, the 53 places in Europe on the board

  1. Monaco$1M
  2. Gibraltar$944K
  3. Andorra la Vella$904K
  4. Tivat$832K
  5. Vaduz$819K
  6. Jersey$800K
  7. Zug$787K
  8. Prague$778K
  9. Lucerne$724K
  10. St. Moritz$723K
  11. Hvar$709K
  12. Limassol$663K

Note: single filer, not a US citizen. Andorra la Vella ranks 3 of 53 here

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Non-US single filer. Enter your own income, exit, passports, and family to see where Andorra la Vella ranks for you.

Rank Andorra la Vella on my numbers →

FIRE

The FIRE number in Andorra la Vella.

The capital whose yearly withdrawal, at 4%, pays for a year here after Andorra la Vella's tax on the gain part of each sale: 0% on a resident's listed securities, with half of each sale counted as gain.

A $100K year here $2.50M
A $150K year here $3.75M $4.26M for a US citizen
A $250K year here $6.25M

Price your own year in all 100 places →

Who gets in

The residence route.

Passive residence via €1M invested in the country, or €400K placed in the national Housing Fund, plus a €50,000 non refundable payment to the state and €12,000 per dependent, under the law in force since 13 February 2026, or active residence by founding a company. 90 days a year for passive residents. Barcelona and Toulouse are about 2 hours 45 minutes by road.

Residence by investment
The life

An ordinary day in Andorra la Vella.

Andorra la Vella
🇦🇩 AndorraAndorra la Vella
  • The valleyWalk before the shops open. Everything is uphill and 1,000 meters up.
  • Avinguda MeritxellThe bank, the passive residence file, and a €50,000 payment to the state that, since 2026, does not come back.
  • EscaldesLunch by the thermal springs.
  • GrandvaliraSki on a Tuesday afternoon in January, home by dark.

Flight times.

FromFlightRouting
New York7h 40mNonstop to Barcelona El Prat
London2h 15mNonstop to Barcelona El Prat
Zurich1h 45mNonstop to Barcelona El Prat
Dubai7h 20mNonstop to Barcelona El Prat
Singapore14h 10mNonstop to Barcelona El Prat
Tel Aviv4h 40mNonstop to Barcelona El Prat

Scheduled gate to gate times on the fastest routing, with 1h 30m allowed for each connection. Airline schedules read October 17, 2026.

Healthcare

Care within reach.

Nearest emergency department1 kmHospital Nostra Senyora de Meritxell
Best ranked within reachNoneNo hospital within reach is in the 2026 lists
Life expectancy, Andorra84.2years at birth, 2024
Doctors per 1,000 people5.1Andorra, 2023
Health spending per person$3,605US dollars a year, 2023
Care coverage index75WHO, out of 100, 2023

Andorran patients are routinely referred to high-complexity Catalan hospitals such as Vall d'Hebron in Barcelona (Newsweek No. 72), with specialist transfers to Barcelona or Toulouse by helicopter. Meritxell, run by SAAS, is Andorra's only hospital and has an emergency service within its critical care area.

HospitalRoleDistanceNewsweek 2026JCI
Hospital Nostra Senyora de MeritxellNearest emergency department1 kmNot rankedNo
Hospital Universitari Vall d'HebronWhere serious cases go131 kmWorld #72No

Near the top

Life expectancy at birth, years, the 20 countries and territories in Europe on the board

  1. Monaco86.5
  2. Switzerland84.4
  3. Liechtenstein84.2
  4. Andorra84.2
  5. Italy84.0
  6. Spain83.9
  7. Gibraltar83.6
  8. Luxembourg83.2
  9. Jersey83.1
  10. France83.0
  11. Malta83.0
  12. Portugal82.4
  13. Austria82.0
  14. Greece81.8

Note: Andorra ranks 4 of 20. Latest year published for each, 2023 to 2024.

Source: World Bank, World Development Indicators, latest year for each country. Jersey: its government

Hospital ranks from Newsweek and Statista, World's Best Hospitals 2026. Accreditation from the Joint Commission International directory. Distances in a straight line from Andorra la Vella, from OpenStreetMap. Country figures from the World Bank and the WHO, the latest year each publishes. Checked 23.10.2026. Research, not medical advice.

Within reach

Near Andorra la Vella on the board.

Tap any frame to step into it.

Questions

How much income tax does a $1M earner pay in Andorra la Vella?

About $96K a year, an effective 10%, which leaves $904K of $1,000,000 on Patrician.ch's 2026 model.

At $300K the effective rate is 9%, and at $3M it is 10%. Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. 10% flat income tax above €40K, no tax on gains from shares when the stake is 25% or less or held 10 years, 10% on other capital gains, including a founder's sale of a larger stake inside 10 years, no wealth or inheritance tax.

Does Andorra la Vella tax capital gains?

No. A resident individual in Andorra la Vella pays no capital gains tax on a disposal of listed securities.

A liquidity event realized after residence begins is not taxed locally. The country you leave can still apply its own exit rules to a gain that accrued while you lived there.

Does Andorra la Vella have a wealth tax?

No. Andorra levies no general annual wealth tax on a resident's net worth.

Does Andorra la Vella have an inheritance tax?

No. Andorra levies no inheritance or gift tax.

What a child pays: nothing. Source: Andorra tax code, current to October 2026. The heir's own residence and the location of the assets can bring another country's tax into play.

How does a foreigner get residence in Andorra la Vella?

Passive residence via €1M invested in the country, or €400K placed in the national Housing Fund, plus a €50,000 non refundable payment to the state and €12,000 per dependent, under the law in force since 13 February 2026, or active residence by founding a company.

90 days a year for passive residents. Barcelona and Toulouse are about 2 hours 45 minutes by road. Routes that matter for money: Residence by investment.

What is the cost of living in Andorra la Vella?

Andorra la Vella scores 80 on the Patrician.ch cost index, where Zurich is 100, and ranks 65 of 100 on cost, 1 being the most expensive.

Safety scores 10 of 10 and schools 6 of 10, with 2,500 sun hours a year. Cost, safety and schools are Patrician.ch editorial indices, not published statistics.

The Dossier on Andorra la Vella, on your numbers.A written report on the 3 places that rank first for you, compared line by line on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.
Read chapters 1 to 3, free →
Related

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The income tax of Andorra la Vella, Barcelona, Provence and Palma, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

<iframe src="https://patrician.ch/embed/compare/?c=and,bcn,prv,pmi&inc=1000000" title="Income tax in Andorra la Vella, Barcelona, Provence and Palma, Patrician.ch" width="100%" height="1070" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/cities/andorra-la-vella/">Patrician.ch</a></p>

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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