Andorra la Vella
Head to head

Andorra la Vella vs Palma.

Andorra la Vella leaves about $373K more of a $1M income in hand each year than Palma, on the Patrician.ch 2026 model. 🇦🇩 Andorra against 🇪🇸 Mallorca, Spain, compared on tax, residence, cost and the life.

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In short, current to October 2026

  • On $1,000,000 of income, Andorra la Vella takes an effective 10% and Palma takes 47%, so Andorra la Vella leaves about $373K more in hand each year on the Patrician.ch 2026 model.
  • On a capital gain realized after residence begins, Andorra la Vella charges 0% and Palma charges 28%. On a $5,000,000 event that is a difference of about $1.4M.
  • Andorra la Vella is modeled with no special regime for arriving foreigners. Spain operates: Beckham law: 24% flat on Spanish employment income up to €600K for 6 years, but the Balearics keep a regional wealth tax and a tourist rental clampdown.
  • Inheritance, what a child pays: nothing in Andorra la Vella, nothing in Palma.
  • Route in: Andorra la Vella by Residence by investment. Palma by Remote work visa, Founder & talent.
  • Cost of the life is 80 in Andorra la Vella against 70 in Palma on the Patrician.ch index where Zurich is 100, and safety 10 against 8 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Andorra la Vella vs Palma (Mallorca): tax, residence and cost 2026, patrician.ch/compare/andorra-la-vella-vs-palma/, October 2026.

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By the Patrician.ch research desk · Updated 29 October 2026 · 8 min read
Andorra la Vella
Andorra la Vella 🇦🇩 Andorra
Palma, Spain
Palma 🇪🇸 Spain
Andorra la VellaPalma
Effective tax at $300K9%42%
Effective tax at $1M10%47%
Effective tax at $3M10%48%
Kept after tax at $1M$904K$531K
Capital gains0%28%
Inheritance tax, childrennothingnothing
Cost index (Zurich 100)8070
A 200 m² prime home, US$Not published$1.9M
Prestige of address (editorial)5/107/10
Safety10/108/10
Schools6/107/10
Sun hours2,5002,800
Supercar street index#74#45
Routes inResidence by investmentRemote work visa, Founder & talent
Net millionaire flow, 2025 forecast (country, Henley)n/a−500
Flight from London2h 15m nonstop2h 30m nonstop
Flight from New York7h 40m nonstop8h 05m nonstop
See these 2 places for your own income.Andorra la Vella and Palma, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.
Compare them on my income →

Head to head

Effective income tax rate, % of income, at 3 incomes

$300K$1M$3MAndorra la Vella9%10%10%Palma42%47%48%

Note: single filer, not a US citizen

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties. Inheritance is shown as it falls on a child, current to October 2026.

By profile

How each profile reads.

For an executive on salary

Andorra la Vella keeps more of a $1M salary, $373K a year on this model. Palma (Mallorca) answers with schools.

For a founder with an exit

Capital gains: Andorra la Vella 0%, Palma 28%. Palma levies an annual wealth tax, top rate 3.5%. Andorra la Vella levies none.

For a family

Palma (Mallorca) leads on schools, a lower cost and sun, Andorra la Vella on safety.

Andorra la VellaAndorra la VellaThe full pagePalma, SpainPalmaThe full pageRank both on my numbersThe engine, 90 seconds
Questions

Which keeps more of a $1M income, Andorra la Vella or Palma?

Andorra la Vella, by about $373K a year on Patrician.ch's 2026 model.

Andorra la Vella takes an effective 10% of $1,000,000 and Palma takes 47%. At $3,000,000 the rates are 10% and 48%.

Which taxes capital gains less, Andorra la Vella or Palma?

Andorra la Vella, at 0% against 28% in Palma.

On a $5,000,000 liquidity event realized after residence begins, the difference is about $1.4M.

Which is better for inheritance, Andorra la Vella or Palma?

Neither charges a spouse or children. Andorra la Vella levies no inheritance tax at all, and Palma exempts close family.

Andorra levies no inheritance or gift tax. The Balearic Islands give a spouse, children and parents 100% relief on inheritance since July 2023.

Which is cheaper to live in, Andorra la Vella or Palma?

Palma, at 70 on the Patrician.ch cost index against 80 for Andorra la Vella, where Zurich is 100.

Safety scores 10 of 10 in Andorra la Vella and 8 of 10 in Palma, schools 6 and 7. These are Patrician.ch editorial indices, not published statistics.

The Dossier: Andorra la Vella, Palma, and the third you have not considered.A written report on the 3 places that rank first for you, on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.
Read chapters 1 to 3, free →
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<iframe src="https://patrician.ch/embed/compare/?c=and,pmi&inc=1000000" title="Income tax in Andorra la Vella and Palma, Patrician.ch" width="100%" height="900" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/compare/andorra-la-vella-vs-palma/">Patrician.ch</a></p>

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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