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Research · current to October 2026

The Keep Index 2026.

What a high income keeps after tax in 100 places across 47 countries and territories, computed from each place's own 2026 brackets. The findings, the method, and the full dataset to download.

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The findings

  • On $1M a year, 12 of 100 places tax a resident's income at 0%. Tokyo leaves $479K. The gap between the top and the bottom of the board is $521K a year.
  • The gap grows faster than income. It is $134K a year on $300K and $5.6M on $10M.
  • The median effective rate across the 100 places is 30.6% on $300K, 36.4% on $1M and 38.4% on $10M. The median place leaves $636K of $1M.
  • A US passport changes the answer. The US taxes citizens wherever they live, so on $1M a US citizen pays more in 28 of the 100 places, a median $216K more a year. None of the 0% places stays at 0% for a US citizen.
  • On a $10M sale, 39 of 100 places charge no capital gains tax at their headline rate. The highest charge on the board is New York, $3.7M. The median is $2.4M.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, The Keep Index 2026: what $1M a year keeps you in 100 places, patrician.ch/research/keep-index-2026/, October 2026.

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By the Patrician.ch research desk · Updated 30 October 2026 · 9 min read
Abu Dhabi, UAE
Abu Dhabi 🇦🇪 UAE
Anguilla
Anguilla 🇦🇮 Anguilla
Christophe Harbour, St Kitts and Nevis
Christophe Harbour 🇰🇳 St Kitts and Nevis
Dubai, UAE
Dubai 🇦🇪 UAE
$1M a year, all 100 places

From everything to under half.

Share of $1M kept after income tax in each of 100 places, highest to lowest0%50%100%Abu Dhabi: $1M keptAnguilla: $1M keptChristophe Harbour: $1M keptDubai: $1M keptGeorge Town: $1M keptMonaco: $1M keptNassau: $1M keptPanama City: $1M keptProvidenciales: $1M keptPunta del Este: $1M keptSt John's: $1M keptVirgin Gorda: $1M keptGibraltar: $944K keptAndorra la Vella: $904K keptTucker's Town: $888K keptHong Kong: $846K keptTivat: $832K keptVaduz: $820K keptJersey: $800K keptSingapore: $792K keptZug: $787K keptPrague: $778K keptBora Bora: $754K keptCasa de Campo: $752K keptPlatinum Coast: $732K keptLucerne: $724K keptSt. Moritz: $723K keptHvar: $709K keptSan Juan: $688K keptAustin: $680K keptBal Harbour: $680K keptCoral Gables: $680K keptDallas: $680K keptLas Vegas: $680K keptMiami: $680K keptNaples: $680K keptPalm Beach: $680K keptBali: $668K keptBangkok: $666K keptPhuket: $666K keptLimassol: $663K keptCancún: $661K keptLos Cabos: $661K keptTulum: $661K keptValletta: $661K keptBuenos Aires: $656K keptLugano: $647K keptVerbier: $645K keptZermatt: $645K keptAspen: $637K keptZurich: $636K keptGstaad: $635K keptQueenstown: $622K keptThe Hamptons: $611K keptGeneva: $600K keptMontreux: $589K keptMaui: $580K keptBeverly Hills: $578K keptMalibu: $578K keptMontecito: $578K keptNewport Beach: $578K keptSan Francisco: $578K keptNew York: $573K keptAthens: $571K keptMykonos: $571K keptMadrid: $569K keptLondon: $568K keptCortina d'Ampezzo: $566K keptPorto Cervo: $566K keptLuxembourg: $565K keptVenice: $558K keptCannes: $558K keptCourchevel: $558K keptGustavia: $558K keptMegève: $558K keptNice: $558K keptParis: $558K keptProvence: $558K keptSaint-Tropez: $558K keptLake Como: $554K keptSydney: $554K keptMilan: $553K keptMarbella: $549K keptMunich: $549K keptPortofino: $546K keptTel Aviv: $546K keptCapri: $541K keptAmalfi Coast: $540K keptForte dei Marmi: $537K keptTuscany: $537K keptRome: $536K keptIbiza: $531K keptPalma: $531K keptBarcelona: $523K keptKitzbühel: $519K keptVienna: $519K keptLisbon: $518K keptQuinta do Lago: $518K keptCascais: $497K keptTokyo: $479K keptKeeps the mostKeeps the least
Share of $1M kept after income tax, each bar one place. Gold: 0% on income. Hover or tap a bar for the place.

The 12 places that tax a resident's income at 0%: Abu Dhabi, Anguilla, Christophe Harbour, Dubai, George Town, Monaco, Nassau, Panama City, Providenciales, Punta del Este, St John's, Virgin Gorda.

Where $1M keeps the least

#PlaceCountryIncome taxEffectiveKept after tax
100Tokyo🇯🇵 Japan$521K52.1%$479K
99Cascais🇵🇹 Portugal$503K50.3%$497K
98Quinta do Lago🇵🇹 Portugal$482K48.2%$518K
97Lisbon🇵🇹 Portugal$482K48.2%$518K
96Vienna🇦🇹 Austria$481K48.1%$519K
95Kitzbühel🇦🇹 Austria$481K48.1%$519K
94Barcelona🇪🇸 Spain$477K47.7%$523K
93Palma🇪🇸 Spain$469K46.9%$531K
92Ibiza🇪🇸 Spain$469K46.9%$531K
91Rome🇮🇹 Italy$464K46.4%$536K

Every place at any income: the tax calculator. The same ranking on a household's own passports, exit and family: the engine.

The data

Download, chart, cite.

Download the CSV (100 places)

Columns: id place country tax_300K effective_300K kept_300K tax_1M effective_1M kept_1M tax_3M effective_3M kept_3M tax_10M effective_10M kept_10M tax_1M_us_citizen capital_gains_on_10M_sale page. Money in US dollars, rates as fractions. Licensed under CC BY 4.0: credit Patrician.ch and link to this page. Journalists: hello (at) patrician.ch, answered within 24 hours, Monday to Friday.

Method and questions

The short answers.

How was the Keep Index computed?

Each place's 2026 statutory income tax brackets are applied to a single resident's income at 4 levels, $300K, $1M, $3M and $10M, converted to US dollars at the board's fixed reference rates. What is left after income tax is the amount kept.

Where a place is modeled on a regime for new arrivals, its city page names the regime. Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Wealth tax is left out.

Can I use the data?

Yes. The CSV is released under Creative Commons Attribution 4.0. Quote it, chart it and republish it with a link to this page as the source.

The editorial indices for cost, safety, schools, sun and beauty, and the engine, are not part of the release.

How current is it?

It is rebuilt from the board on every release, current to October 2026.

The file and the findings above always carry the same numbers.

Is this tax advice?

No. It is comparison research on published rates.

A qualified adviser confirms any individual position.

Visuals

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Your position, not the average

This page is the general case. Your income and passports rank all 100 differently.

The engine takes what you earn and what you hold, then orders every address on the board against it.

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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