Best places for a high-earning family: low tax, schools, safety

Low tax, good schools, safe streets.

The 24 addresses that score 8 of 10 or better on both schools and safety, ranked by what $1,000,000 of income keeps.

In short, current to October 2026

24 of the 100 addresses score 8 of 10 or better on both schools and safety, the 2 Patrician.ch indices a family weighs first.
3 of those tax a mover's income at 0%: Dubai, Abu Dhabi and Monaco.
The lowest-taxed of the rest is Hong Kong, at an effective 15% on $1,000,000, with schools 9 and safety 10 of 10.
Schools and safety are Patrician.ch editorial indices scored for internationally mobile families, not published statistics.
Tax figures are for a single filer. Germany, Portugal, France and the United States tax a married household jointly, and the engine applies those rules to your household.

Each address on this page was last checked against its official sources between 14 October 2026 and 30 October 2026. The sources for each are named on its page.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated 5 November 2026. Cite as: Patrician.ch, Best places for a high-earning family: low tax, schools, safety, patrician.ch/answers/best-places-for-families-low-tax-good-schools/, October 2026.

Ranked

The 24, ordered by what income keeps.

Every address below scores 8 of 10 or better on schools and on safety. The figure is the effective income tax rate on $1,000,000.

Dubai 🇦🇪 UAEschools 8 of 10, safety 10 of 10, cost 74, no capital gains tax

Abu Dhabi 🇦🇪 UAEschools 8 of 10, safety 10 of 10, cost 70, no capital gains tax

Monaco 🇲🇨 Monacoschools 8 of 10, safety 10 of 10, cost 125, no capital gains tax

Hong Kong 🇭🇰 Hong Kong SARschools 9 of 10, safety 10 of 10, cost 102, no capital gains tax

15%

Singapore 🇸🇬 Singaporeschools 10 of 10, safety 10 of 10, cost 98, no capital gains tax

21%

Zug 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 92, no capital gains tax

21%

Lucerne 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 92, no capital gains tax

28%

Coral Gables 🇺🇸 United Statesschools 8 of 10, safety 8 of 10, cost 105, 24% on gains

32%

Zurich 🇨🇭 Switzerlandschools 9 of 10, safety 10 of 10, cost 100, no capital gains tax

36%

Gstaad 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 120, no capital gains tax

36%

Queenstown 🇳🇿 New Zealandschools 8 of 10, safety 10 of 10, cost 95, no capital gains tax

38%

The Hamptons 🇺🇸 United Statesschools 8 of 10, safety 9 of 10, cost 142, 33% on gains

39%

Geneva 🇨🇭 Switzerlandschools 9 of 10, safety 9 of 10, cost 104, no capital gains tax

40%

Montreux 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 100, no capital gains tax

41%

Montecito 🇺🇸 United Statesschools 8 of 10, safety 9 of 10, cost 140, 37% on gains

42%

Newport Beach 🇺🇸 United Statesschools 8 of 10, safety 9 of 10, cost 130, 37% on gains

42%

Malibu 🇺🇸 United Statesschools 8 of 10, safety 8 of 10, cost 140, 37% on gains

42%

Madrid 🇪🇸 Spainschools 8 of 10, safety 8 of 10, cost 70, 28% on gains

43%

Luxembourg 🇱🇺 Luxembourgschools 9 of 10, safety 9 of 10, cost 88, no tax on share gains after 6 months under a 10% stake

43%

Sydney 🇦🇺 Australiaschools 9 of 10, safety 9 of 10, cost 90, 24% on gains

45%

Munich 🇩🇪 Germanyschools 8 of 10, safety 10 of 10, cost 80, 26% on gains

45%

Vienna 🇦🇹 Austriaschools 9 of 10, safety 9 of 10, cost 74, 28% on gains

48%

Cascais 🇵🇹 Portugalschools 8 of 10, safety 9 of 10, cost 74, 28% on gains

50%

Tokyo 🇯🇵 Japanschools 8 of 10, safety 10 of 10, cost 84, 20% on gains

52%

Three family addresses side by side on tax, schools, safety and cost: Dubai vs Monaco vs Singapore for a family. Every address ranked on safety first: the safest places for the wealthy to live.

Rank all 100 for my family →

See these 2 places for your own income.Dubai and Abu Dhabi, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 30 November.

Compare them on my income →

Questions

The short answers.

Where should a high-earning family live?

Dubai, Abu Dhabi and Monaco combine the lowest tax on $1,000,000 with schools and safety scored 8 of 10 or better on the Patrician.ch board.

The engine weighs schools up for a household with children, so the order moves once you add them.

Which low tax places have the best schools?

Among addresses taxing $1,000,000 at under 20%, Hong Kong (schools 9 of 10), Monaco (schools 8 of 10) and Dubai (schools 8 of 10) score highest.

School scores rate the international options a relocating family would actually use.

Is Switzerland good for a family?

Swiss addresses on the board score up to 9 of 10 for schools and 10 of 10 for safety.

Effective tax on $1,000,000 runs from 21% to 41% depending on the canton, and every Swiss canton levies a wealth tax.

Is a married household taxed differently from a single earner?

In some countries. Germany, Portugal, France and the United States tax a married household jointly, which lowers the rate on one high income.

The figures on this page are for a single filer. The engine and the Dossier apply the joint rules to your household.

The Dossier: your top 3, on your numbers.A written report on the 3 places that rank first for you, compared line by line on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 30 November. Refunded in full within 7 days of delivery, no reason needed.

Read chapters 1 to 3, free →

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Low tax, good schools, safe streets.

The 24, ordered by what income keeps.

The short answers.

Where should a high-earning family live?

Which low tax places have the best schools?

Is Switzerland good for a family?

Is a married household taxed differently from a single earner?

See it in a picture.

Put these figures on your site.

This page is the general case. Your income and passports rank all 100 differently.

This research on your firm's site, as Patrician AI under your name.