Answers · current to September 2026

Low tax, good schools, safe streets.

The 23 addresses that score 8 of 10 or better on both schools and safety, ranked by what $1,000,000 of income keeps.

In short, current to September 2026

  • 23 of the 100 addresses score 8 of 10 or better on both schools and safety, the 2 Patrician.ch indices a family weighs first.
  • 3 of those tax a mover's income at 0%: Abu Dhabi, Dubai and Monaco.
  • The lowest-taxed of the rest is Hong Kong, at an effective 16% on $1,000,000, with schools 9 and safety 9 of 10.
  • Schools and safety are Patrician.ch editorial indices scored for internationally mobile families, not published statistics.
  • Tax figures are for a single filer. Germany, Portugal and France tax a married household jointly, and the engine applies those rules to your household.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 48 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to September 2026. Updated . Cite as: Patrician.ch, Best places for a high-earning family: low tax, schools, safety, patrician.ch/answers/best-places-for-families-low-tax-good-schools/, September 2026.

Ranked

The 23, ordered by what income keeps.

Every address below scores 8 of 10 or better on schools and on safety. The figure is the effective income tax rate on $1,000,000.

01
Abu Dhabi 🇦🇪 UAEschools 8 of 10, safety 9 of 10, cost 70, no capital gains tax
0%
02
Dubai 🇦🇪 UAEschools 8 of 10, safety 9 of 10, cost 74, no capital gains tax
0%
03
Monaco 🇲🇨 Monacoschools 8 of 10, safety 10 of 10, cost 125, no capital gains tax
0%
04
Hong Kong 🇭🇰 Hong Kong SARschools 9 of 10, safety 9 of 10, cost 102, no capital gains tax
16%
05
Zug 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 92, no capital gains tax
20%
06
Singapore 🇸🇬 Singaporeschools 10 of 10, safety 10 of 10, cost 98, no capital gains tax
21%
07
Lucerne 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 92, no capital gains tax
32%
08
Zurich 🇨🇭 Switzerlandschools 9 of 10, safety 10 of 10, cost 100, no capital gains tax
32%
09
Boca Raton 🇺🇸 United Statesschools 8 of 10, safety 8 of 10, cost 92, 24% on gains
33%
10
Montreux 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 100, no capital gains tax
36%
11
Gstaad 🇨🇭 Switzerlandschools 8 of 10, safety 10 of 10, cost 120, no capital gains tax
36%
12
Geneva 🇨🇭 Switzerlandschools 9 of 10, safety 9 of 10, cost 104, no capital gains tax
36%
13
Queenstown 🇳🇿 New Zealandschools 8 of 10, safety 10 of 10, cost 95, no capital gains tax
38%
14
The Hamptons 🇺🇸 United Statesschools 8 of 10, safety 9 of 10, cost 142, 36% on gains
39%
15
Luxembourg 🇱🇺 Luxembourgschools 9 of 10, safety 9 of 10, cost 88, 21% on gains
43%
16
Montecito 🇺🇸 United Statesschools 8 of 10, safety 9 of 10, cost 140, 37% on gains
43%
17
Newport Beach 🇺🇸 United Statesschools 8 of 10, safety 9 of 10, cost 130, 37% on gains
43%
18
Madrid 🇪🇸 Spainschools 8 of 10, safety 8 of 10, cost 70, 26% on gains
44%
19
Sydney 🇦🇺 Australiaschools 9 of 10, safety 9 of 10, cost 90, 24% on gains
45%
20
Munich 🇩🇪 Germanyschools 8 of 10, safety 9 of 10, cost 80, 26% on gains
45%
21
Vienna 🇦🇹 Austriaschools 9 of 10, safety 9 of 10, cost 74, 28% on gains
48%
22
Cascais 🇵🇹 Portugalschools 8 of 10, safety 9 of 10, cost 74, 28% on gains
49%
23
Tokyo 🇯🇵 Japanschools 8 of 10, safety 10 of 10, cost 84, 20% on gains
53%

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Questions

The short answers.

Where should a high-earning family live?

Abu Dhabi, Dubai and Monaco combine the lowest tax on $1,000,000 with schools and safety scored 8 of 10 or better on the Patrician.ch board.

The engine weighs schools up for a household with children, so the order moves once you add them.

Which low tax places have the best schools?

Among addresses taxing $1,000,000 at under 20%, Hong Kong (schools 9 of 10), Monaco (schools 8 of 10) and Dubai (schools 8 of 10) score highest.

School scores rate the international options a relocating family would actually use.

Is Switzerland good for a family?

Swiss addresses on the board score up to 9 of 10 for schools and 10 of 10 for safety.

Effective tax on $1,000,000 runs from 20% to 36% depending on the canton, and every Swiss canton levies a wealth tax.

Does a family pay less tax than a single earner?

In some countries. Germany, Portugal and France tax a married household jointly, which lowers the rate on one high income.

The figures on this page are for a single filer. The engine and the Dossier apply the joint rules to your household.

The Dossier: your top 3, on your numbers.Your top 3 modeled and compared on your income, exit, passports, and family. 10 chapters, written the moment you pay, usually ready within 2 minutes. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded within 7 days if it does not change how you think.
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Your position, not the average

This page is the general case. Your income and passports rank all 100 differently.

The engine takes what you earn and what you hold, then orders every address on the board against it.

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The general case, ranked: Where should high earners live in 2026 · Best country to live in if you are rich · Best countries for high earners after tax · Europe · United States

Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.

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