Munich
🇩🇪 Germany · Address 38 of 100

Munich, for a high earner.

The richest city in Germany and the most Italian. Old industrial families, BMW, Siemens, and the Alps an hour south. The tax is the price of the order.

Rules moved 2025: the 3 year fast track to citizenship was abolished
The numbers

What Munich takes, and what it costs.

Effective tax at $1M45%$550K kept
Capital gains26%on a $1M gain
Cost index80Zurich = 100
Supercar street index#35of 100
Safety9/10 
Schools8/10international options
Sun hours a year1,900High tax
Germany net millionaire inflow 2025−400Henley, country level

Tax on your bracket.

IncomeTaxEffectiveKept
$300K$118K39%$182K
$1M$450K45%$550K
$3M$1.4M47%$1.6M

Wealth and exit. Exit tax on holdings above 1% when you leave Germany

Simplified marginal model, indicative 2026 brackets, non-US single filer. Run the engine with your own income, exit, passports, and family to see where Munich ranks for you.

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Who gets in

The residence route.

EU nationals register on arrival. Others use the EU Blue Card with a job offer or the self employment visa. No investment route.

Founder & talent

A Germany passport scores 69.7 on the mobility index. The passport ladder on the engine compares 65 of them.

The life

An ordinary day in Munich.

Flight times.

FromHours
New York8.9
London2.2
Zurich1.4
Dubai6.6
Singapore13.2
Tel Aviv4.3
Within reach

Near Munich on the board.

Questions
How much tax would a $1M earner pay in Munich?

On the simplified 2026 model, about $450K, an effective 45%, leaving $550K. At $300K the rate is 39%, at $3M it is 47%. Social contributions, deductions, and treaties are not included.

How does a foreigner get residence in Munich?

EU nationals register on arrival. Others use the EU Blue Card with a job offer or the self employment visa. No investment route. Routes that matter for money: Founder & talent.

What does life in Munich cost compared with Zurich?

The cost index is 80 against Zurich at 100, safety 9/10, schools 8/10, 1,900 sun hours a year. Germany as a whole saw a net outflow of 400 millionaires in 2025 (Henley, country level).

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Your position, not the average

This page is the general case. Your income and passports rank all 100 differently.

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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.