No personal income tax since 1869, no capital gains, no wealth tax, on 2 square kilometers. The residence card asks for an apartment and a Monegasque bank relationship, and a French passport is the one that does not get the zero.
| Income | Tax | Effective | Kept |
|---|---|---|---|
| $300K | $0 | 0% | $300K |
| $1M | $0 | 0% | $1M |
| $3M | $0 | 0% | $3M |
Special regime. No personal income tax since 1869, and no capital gains, wealth, or property tax. One exception decides the answer for a French passport: under Article 7-1 of the 1963 Franco-Monegasque convention, French nationals who cannot show 5 years of habitual residence in Monaco as of 13.10.1962 remain taxable in France on worldwide income.
Simplified marginal model, indicative 2026 brackets, non-US single filer. Run the engine with your own income, exit, passports, and family to see where Monaco ranks for you.
Residence card with proof of accommodation and a local bank relationship. Non EU nationals route through a French long stay visa first. A French national should read the tax note first: the zero does not apply to them.
| From | Hours |
|---|---|
| New York | 8.8 |
| London | 2.3 |
| Zurich | 1.6 |
| Dubai | 6.8 |
| Singapore | 13.7 |
| Tel Aviv | 4.4 |
On the simplified 2026 model, about $0, an effective 0%, leaving $1M. At $300K the rate is 0%, at $3M it is 0%. Social contributions, deductions, and treaties are not included. Special regime: No personal income tax since 1869, and no capital gains, wealth, or property tax. One exception decides the answer for a French passport: under Article 7-1 of the 1963 Franco-Monegasque convention, French nationals who cannot show 5 years of habitual residence in Monaco as of 13.10.1962 remain taxable in France on worldwide income.
Residence card with proof of accommodation and a local bank relationship. Non EU nationals route through a French long stay visa first. A French national should read the tax note first: the zero does not apply to them. Routes that matter for money: Golden visa.
The cost index is 125 against Zurich at 100, safety 10/10, schools 8/10, 2,700 sun hours a year.
The engine takes what you earn and what you hold, then orders every address on the board against it.
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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.