Head to head

Cap Ferrat (France) vs Nice.

🇫🇷 France against 🇫🇷 France, on tax, residence, cost, and the life. Same model, same year, no brochure.

Cap Ferrat (France)Nice
Effective tax at $300K39%39%
Effective tax at $1M45%45%
Effective tax at $3M47%47%
Kept at $1M$546K$546K
Capital gains30%30%
Cost index (Zurich 100)13588
Safety9/107/10
Schools6/107/10
Sun hours2,7002,700
Supercar street index#25#18
Routes inGolden visa, Founder & talentGolden visa, Founder & talent
Net millionaire inflow 2025 (country, Henley)−800−800
Flight London2.32.3
Flight New York8.88.8

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties.

Verdicts

Who should pick which.

For an executive on salary

Nice keeps more of a $1M salary, $0 a year on this model. Cap Ferrat (France) answers with safety.

For a founder with an exit

Capital gains land at 30% in both. The order of operations, move then sell or sell then move, decides more than the rate. Neither city taxes wealth as such.

For a family

Nice leads on schools and a lower cost, Cap Ferrat (France) on safety. Sun hours are level.

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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.