
🇯🇪 Jersey against 🇱🇺 Luxembourg, on tax, residence, cost, and the life. Same model, same year, no brochure.
| Jersey (Channel Islands) | Luxembourg City | |
|---|---|---|
| Effective tax at $300K | 20% | 37% |
| Effective tax at $1M | 20% | 43% |
| Effective tax at $3M | 20% | 44% |
| Kept at $1M | $800K | $573K |
| Capital gains | 0% | 21% |
| Cost index (Zurich 100) | 105 | 88 |
| Safety | 9/10 | 9/10 |
| Schools | 7/10 | 9/10 |
| Sun hours | 1,950 | 1,600 |
| Supercar street index | #76 | #49 |
| Routes in | Lump sum residence | Golden visa, Founder & talent |
| Net millionaire inflow 2025 (country, Henley) | n/a | n/a |
| Flight London | 1.5 | 1.7 |
| Flight New York | 7.7 | 8.4 |
Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties.
Jersey (Channel Islands) keeps more of a $1M salary, $227K a year on this model. Luxembourg City answers with schools.
Capital gains: Jersey (Channel Islands) 0%, Luxembourg City 21%. The order of operations, move then sell or sell then move, decides more than the rate. Neither city taxes wealth as such.
Luxembourg City leads on schools and a lower cost, Jersey (Channel Islands) on sun. Safety is level.
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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.