Provence vs Saint-Tropez for a high earner: tax, residence, cost, and life compared

	Provence	Saint-Tropez
Effective tax at $300K	39%	39%
Effective tax at $1M	45%	45%
Effective tax at $3M	47%	47%
Kept at $1M	$546K	$546K
Capital gains	30%	30%
Cost index (Zurich 100)	82	120
Safety	9/10	8/10
Schools	5/10	5/10
Sun hours	2,800	2,800
Supercar street index	#90	#10
Routes in	Golden visa, Founder & talent	Golden visa, Founder & talent
Net millionaire inflow 2025 (country, Henley)	−800	−800
Flight London	2.2	2.4
Flight New York	8.6	8.8

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties.

Verdicts

Who should pick which.

For an executive on salary

Saint-Tropez keeps more of a $1M salary, $0 a year on this model. Provence answers with safety.

For a founder with an exit

Capital gains land at 30% in both. The order of operations, move then sell or sell then move, decides more than the rate. Neither city taxes wealth as such.

For a family

Provence leads on safety and a lower cost. Schools and sun hours are level.

ProvenceThe full page Saint-TropezThe full page Rank both on my numbersThe engine, 90 seconds

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Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.