Head to head
Panama City (Panama) vs Tulum.
🇵🇦 Panama against 🇲🇽 Mexico, on tax, residence, cost, and the life. Same model, same year, no brochure.
🇵🇦 Panama against 🇲🇽 Mexico, on tax, residence, cost, and the life. Same model, same year, no brochure.
| Panama City (Panama) | Tulum | |
|---|---|---|
| Effective tax at $300K | 0% | 30% |
| Effective tax at $1M | 0% | 34% |
| Effective tax at $3M | 0% | 35% |
| Kept at $1M | $1M | $665K |
| Capital gains | 0% | 30% |
| Cost index (Zurich 100) | 62 | 60 |
| Safety | 6/10 | 4/10 |
| Schools | 6/10 | 3/10 |
| Sun hours | 2,200 | 2,900 |
| Supercar street index | #66 | #93 |
| Routes in | Golden visa | Golden visa, Remote work visa |
| Net millionaire inflow 2025 (country, Henley) | n/a | n/a |
| Flight London | 11.3 | 10.8 |
| Flight New York | 5.4 | 4.2 |
Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties.
Panama City (Panama) keeps more of a $1M salary, $335K a year on this model. Tulum answers with the life itself.
Capital gains: Panama City (Panama) 0%, Tulum 30%. The order of operations, move then sell or sell then move, decides more than the rate. Neither city taxes wealth as such.
Panama City (Panama) leads on schools and safety, Tulum on a lower cost and sun.
The engine takes what you earn and what you hold, then orders every address on the board against it.
Rank the board against my position →90 seconds. No account, no payment.
Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.