Answers · current to September 2026

Moving from Toronto, for a high earner.

Ranked on what $1,000,000 of income keeps over 10 years, with what Toronto charges on the way out.

In short, current to September 2026

  • On the Patrician.ch board, the address that leaves a $1,000,000 earner leaving Toronto with the most after 10 years is Gustavia, St Barths, at $10M kept against an effective 0%.
  • Within 5 hours of Toronto, the address that keeps the most is Gustavia, St Barths, at $10M over 10 years.
  • Leaving Toronto itself carries a charge: Departure tax. Canada deems most assets sold at fair market value the day you cease residence and taxes half the gain at your marginal rate, about 26.8% of the gain at the top Ontario bracket. Canadian real estate and registered plans are excluded.
  • Deferral: Payment can be deferred with security posted until the actual sale.
  • Figures are current to September 2026 and modeled on indicative 2026 headline brackets for a single filer. Confirm with counsel before relying on any of them.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 48 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to September 2026. Updated . Cite as: Patrician.ch, Moving from Toronto 2026: where a high earner keeps most, patrician.ch/answers/moving-from-toronto/, September 2026.

Ranked

Leaving Toronto: where $1,000,000 goes furthest.

Ordered by what a single filer keeps over 10 years after income tax, on Patrician.ch's 2026 model, with the flight time from Toronto. The engine reorders this on your own income, liquidity event, passports and household.

01
Gustavia 🇫🇷 St Barths0% effective on $1M, no capital gains tax, 5h from Toronto, special regime for arrivals
$10M
02
Abu Dhabi 🇦🇪 UAE0% effective on $1M, no capital gains tax, 15h from Toronto
$10M
03
Dubai 🇦🇪 UAE0% effective on $1M, no capital gains tax, 14h from Toronto
$10M
04
Anguilla 🇦🇮 Anguilla0% effective on $1M, no capital gains tax, 5h from Toronto
$10M
05
Punta del Este 🇺🇾 Uruguay0% effective on $1M, no capital gains tax, 12h from Toronto, special regime for arrivals
$10M
06
Monaco 🇲🇨 Monaco0% effective on $1M, no capital gains tax, 9h from Toronto
$10M
07
Christophe Harbour 🇰🇳 St Kitts and Nevis0% effective on $1M, no capital gains tax, 5h from Toronto
$10M
08
St John's 🇦🇬 Antigua and Barbuda0% effective on $1M, no capital gains tax, 5h from Toronto
$10M
09
Providenciales 🇹🇨 Turks and Caicos0% effective on $1M, no capital gains tax, 4h from Toronto
$10M
10
George Town 🇰🇾 Cayman Islands0% effective on $1M, no capital gains tax, 4h from Toronto
$10M

Within 5 hours of Toronto.

The same ranking, kept to addresses a direct flight of 5 hours or less from Toronto.

01
Gustavia 🇫🇷 St Barths0% effective on $1M, no capital gains tax, 5h from Toronto, special regime for arrivals
$10M
02
Anguilla 🇦🇮 Anguilla0% effective on $1M, no capital gains tax, 5h from Toronto
$10M
03
Providenciales 🇹🇨 Turks and Caicos0% effective on $1M, no capital gains tax, 4h from Toronto
$10M
04
George Town 🇰🇾 Cayman Islands0% effective on $1M, no capital gains tax, 4h from Toronto
$10M
05
Nassau 🇧🇸 Bahamas0% effective on $1M, no capital gains tax, 4h from Toronto
$10M

Model note. Effective rates use indicative 2026 headline brackets and any special regime for arriving foreigners. Social contributions, deductions and treaty relief are not included. Flight times are great-circle estimates. The exit charge from Toronto is modeled separately and is not netted into the figures above.

Questions

The short answers.

Where should a high earner move from Toronto?

On $1,000,000 of income, Gustavia keeps the most over 10 years, $10M, followed by Abu Dhabi and Dubai.

Within 5 hours of Toronto, Gustavia keeps the most. The ranking changes with the passports held, the household and a liquidity event, all of which the engine takes as inputs.

Does Toronto charge an exit tax?

Departure tax.

Canada deems most assets sold at fair market value the day you cease residence and taxes half the gain at your marginal rate, about 26.8% of the gain at the top Ontario bracket. Canadian real estate and registered plans are excluded.

How long does it take to stop being tax resident in Toronto?

Payment can be deferred with security posted until the actual sale.

Which addresses on the board levy no capital gains tax?

36 of the 100 addresses on the board levy no personal capital gains tax, among them Abu Dhabi, Anguilla, Bora Bora, Christophe Harbour, Dubai, Geneva.

The Dossier: your top 3, on your numbers.Your top 3 modeled and compared on your income, exit, passports, and family. 10 chapters, written the moment you pay, usually ready within 2 minutes. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded within 7 days if it does not change how you think.
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Your position, not the average

This page is the general case. Your income and passports rank all 100 differently.

The engine takes what you earn and what you hold, then orders every address on the board against it.

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The general case, ranked: Where should high earners live in 2026 · Best country to live in if you are rich · Best countries for high earners after tax · Europe · United States

Tax figures use a simplified marginal model with indicative 2026 brackets for a non-US single filer, ignore social contributions, most deductions, wealth taxes, and treaties, and are not advice. Residence rules change often. Verify before acting.

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