Austin vs Miami: Austin leads on safety

Austin vs Miami.

Austin and Miami tax a $1M income alike and cost them about the same, so safety decides it: Austin scores 7 of 10 against 6 for Miami. Both in 🇺🇸 United States, compared on tax, residence, cost and the life.

In short, current to October 2026

Neither Texas nor Florida has a state income tax, so both pay federal income tax only. Federal income tax, $320,000, is the same in both at this income.
On $1,000,000 of income, Austin takes an effective 32% and Miami takes 32%, federal and state together, an identical effective rate on the Patrician.ch 2026 model.
A capital gain carries 24% in both: federal tax plus no state tax in each.
Estate: the federal estate tax, 40% above $15M per person in 2026 and paid by the estate, is the same in both. Neither Texas nor Florida has an estate or inheritance tax of its own.
Cost of the life is 78 in Austin against 80 in Miami on the Patrician.ch index where Zurich is 100, and safety 7 against 6 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated 29 October 2026. Cite as: Patrician.ch, Austin (Texas) vs Miami (Florida): tax, residence and cost 2026, patrician.ch/compare/austin-vs-miami/, October 2026.

Austin, United States — **Austin** 🇺🇸 United States

Miami, United States — **Miami** 🇺🇸 United States

	Austin	Miami
Effective tax at $300K	23%	23%
Effective tax at $1M	32%	32%
Federal income tax at $1M	$320,000	$320,000
State income tax at $1M	None	None
Effective tax at $3M	35%	35%
Kept after tax at $1M	$680K	$680K
Capital gains	24%	24%
State tax on a capital gain	None	None
Inheritance tax, children	40% above $15M	40% above $15M
Cost index (Zurich 100)	78	80
A 200 m² prime home, US$	Not published	$3.4M
Prestige of address (editorial)	5/10	8/10
Safety	7/10	6/10
Schools	7/10	7/10
Sun hours	2,650	3,150
Supercar street index	#73	#5
Flight from London	10h 30m nonstop	10h nonstop
Flight from New York	4h 20m nonstop	3h 15m nonstop

See these 2 places for your own income.Austin and Miami, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.

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Head to head

Effective income tax rate, % of income, at 3 incomes

$300K$1M$3MAustin23%32%35%Miami23%32%35%

Note: single filer, federal and state together

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Simplified marginal model, indicative 2026 brackets, single filer resident in the US. At $1M federal income tax is the same in both places, and the state rows show what each state adds. No social contributions, property tax or sales tax. Inheritance is shown as it falls on a child, current to October 2026.

By profile

How each profile reads.

For an executive on salary

Tax is level. Both keep $680K of $1M on this model, so the rows above decide it.

For a founder with an exit

Capital gains land at 24% in both. Neither city levies an annual wealth tax.

For a family

Austin (Texas) leads on safety and a lower cost, Miami (Florida) on sun. Schools are level.

AustinThe full page

MiamiThe full page Rank both on my numbersThe engine, 90 seconds

Questions

Which keeps more of a $1M income, Austin or Miami?

Neither. Both keep $680K of $1,000,000 on Patrician.ch's 2026 model.

Austin takes an effective 32% of $1,000,000 and Miami takes 32%. At $3,000,000 the rates are 35% and 35%.

Which taxes capital gains less, Austin or Miami?

Neither. Both tax a resident's capital gain at about 24%.

Which is better for inheritance, Austin or Miami?

Both tax children. What a child pays: 40% above $15M in Austin, 40% above $15M in Miami.

The US taxes an estate at 40% above $15M per person in 2026. A US citizen spouse inherits free.

Which is cheaper to live in, Austin or Miami?

Austin, at 78 on the Patrician.ch cost index against 80 for Miami, where Zurich is 100.

Safety scores 7 of 10 in Austin and 6 of 10 in Miami, schools 7 and 7. These are Patrician.ch editorial indices, not published statistics.

The Dossier: Austin, Miami, and the third you have not considered.A written report on the 3 places that rank first for you, on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.

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The income tax of Austin and Miami, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

<iframe src="https://patrician.ch/embed/compare/?c=aus,mia&inc=1000000" title="Income tax in Austin and Miami, Patrician.ch" width="100%" height="900" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/compare/austin-vs-miami/">Patrician.ch</a></p>

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