Head to head
Coral Gables vs Miami.
Coral Gables and Miami tax a $1M income alike, so cost decides it: Miami scores 80 on the Patrician.ch cost index and Coral Gables 105, with Zurich at 100. Both in 🇺🇸 United States, compared on tax, residence, cost and the life.
In short, current to October 2026
- Neither Florida nor Florida has a state income tax, so both pay federal income tax only. Federal income tax, $320,000, is the same in both at this income.
- On $1,000,000 of income, Coral Gables takes an effective 32% and Miami takes 32%, federal and state together, an identical effective rate on the Patrician.ch 2026 model.
- A capital gain carries 24% in both: federal tax plus no state tax in each.
- Estate: the federal estate tax, 40% above $15M per person in 2026 and paid by the estate, is the same in both. Florida has no estate or inheritance tax of its own.
- Cost of the life is 105 in Coral Gables against 80 in Miami on the Patrician.ch index where Zurich is 100, and safety 8 against 6 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.
Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Coral Gables (Florida) vs Miami (Florida): tax, residence and cost 2026, patrician.ch/compare/coral-gables-vs-miami/, October 2026.
