Head to head
Monaco vs Saint-Tropez.
Monaco leaves about $442K more of a $1M income in hand each year than Saint-Tropez, on the Patrician.ch 2026 model. 🇲🇨 Monaco against 🇫🇷 France, compared on tax, residence, cost and the life.
In short, current to October 2026
- On $1,000,000 of income, Monaco takes an effective 0% and Saint-Tropez takes 44%, so Monaco leaves about $442K more in hand each year on the Patrician.ch 2026 model.
- On a capital gain realized after residence begins, Monaco charges 0% and Saint-Tropez charges 35%. On a $5,000,000 event that is a difference of about $1.8M.
- Monaco is modeled with no special regime for arriving foreigners. France operates: Impatriate regime under Article 155 B: for up to 8 years, employees and salaried officers recruited from abroad can exempt 30% of pay, and half of dividends, interest and securities gains from treaty countries is exempt from income tax. It needs 5 full calendar years outside France first. No wealth tax on financial assets, only on property above €1.3M.
- Inheritance, what a child pays: nothing in Monaco, up to 45% in Saint-Tropez.
- Route in: Monaco has no standard investment route. Saint-Tropez by Residence by investment, Founder & talent.
- Cost of the life is 125 in Monaco against 120 in Saint-Tropez on the Patrician.ch index where Zurich is 100, and safety 10 against 8 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.
Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Monaco vs Saint-Tropez: tax, residence and cost 2026, patrician.ch/compare/monaco-vs-saint-tropez/, October 2026.
