San Juan vs Providenciales: tax, residence and cost 2026

San Juan vs Providenciales.

Providenciales leaves about $312K more of a $1M income in hand each year than San Juan, on the Patrician.ch 2026 model. 🇵🇷 Puerto Rico against 🇹🇨 Turks and Caicos, compared on tax, residence, cost and the life.

In short, current to October 2026

On $1,000,000 of income, San Juan takes an effective 31% and Providenciales takes 0%, so Providenciales leaves about $312K more in hand each year on the Patrician.ch 2026 model.
On a capital gain realized after residence begins, San Juan charges 15% and Providenciales charges 0%. On a $5,000,000 event that is a difference of about $750K.
Puerto Rico operates a special regime for arriving foreigners: Act 60 for bona fide residents, 4% on export services income and 2% for the first 5 years under $3M of volume. Act 38-2026 extended the program to 2055 and set a cutoff: a decree application filed by 31.12.2026 keeps 0% on Puerto Rico sourced interest, dividends and post-move gains through 2035, one filed from 01.01.2027 pays 4%. Gains that accrued before the move stay federally taxable for 10 years, after which Puerto Rico taxes them at 5%. Providenciales is modeled with none.
Inheritance, what a child pays: nothing locally in San Juan, nothing in Providenciales.
Route in: San Juan by Residence by investment, Founder & talent. Providenciales by Residence by investment.
Cost of the life is 75 in San Juan against 125 in Providenciales on the Patrician.ch index where Zurich is 100, and safety 5 against 7 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated 29 October 2026. Cite as: Patrician.ch, San Juan (Puerto Rico) vs Providenciales (Turks and Caicos): tax, residence and cost 2026, patrician.ch/compare/san-juan-vs-providenciales/, October 2026.

San Juan, Puerto Rico — **San Juan** 🇵🇷 Puerto Rico

Providenciales, Turks and Caicos — **Providenciales** 🇹🇨 Turks and Caicos

	San Juan	Providenciales
Effective tax at $300K	28%	0%
Effective tax at $1M	31%	0%
Effective tax at $3M	31%	0%
Kept after tax at $1M	$688K	$1M
Capital gains	15%	0%
Inheritance tax, children	nothing locally	nothing
Cost index (Zurich 100)	75	125
A 200 m² prime home, US$	Not published	Not published
Prestige of address (editorial)	3/10	8/10
Safety	5/10	7/10
Schools	6/10	5/10
Sun hours	2,900	3,000
Supercar street index	#78	#67
Routes in	Residence by investment, Founder & talent	Residence by investment
Net millionaire flow, 2025 forecast (country, Henley)	n/a	n/a
Flight from London	11h 50m, 1 stop	12h, 1 stop
Flight from New York	4h nonstop	3h 40m nonstop

See these 2 places for your own income.San Juan and Providenciales, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.

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Head to head

Effective income tax rate, % of income, at 3 incomes

$300K$1M$3MSan Juan28%31%31%Providenciales0%0%0%

Note: single filer, not a US citizen

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties. Inheritance is shown as it falls on a child, current to October 2026.

By profile

How each profile reads.

For an executive on salary

Providenciales (Turks and Caicos) keeps more of a $1M salary, $312K a year on this model. San Juan (Puerto Rico) answers with schools.

For a founder with an exit

Capital gains: San Juan 15%, Providenciales 0%. Neither city levies an annual wealth tax.

For a family

San Juan (Puerto Rico) leads on schools and a lower cost, Providenciales (Turks and Caicos) on safety and sun.

San JuanThe full page

ProvidencialesThe full page Rank both on my numbersThe engine, 90 seconds

Questions

Which keeps more of a $1M income, San Juan or Providenciales?

Providenciales, by about $312K a year on Patrician.ch's 2026 model.

San Juan takes an effective 31% of $1,000,000 and Providenciales takes 0%. At $3,000,000 the rates are 31% and 0%.

Which taxes capital gains less, San Juan or Providenciales?

Providenciales, at 0% against 15% in San Juan.

On a $5,000,000 liquidity event realized after residence begins, the difference is about $750K.

Which is better for inheritance, San Juan or Providenciales?

Providenciales. What a child pays: nothing locally in San Juan, nothing in Providenciales.

Puerto Rico repealed its estate and gift taxes on 6 August 2017 (Act 76-2017). A US citizen born on the mainland who moves there stays inside the federal estate tax, 40% above $15M. A US citizen born in Puerto Rico and resident there is treated as a non-resident for it. The Turks and Caicos Islands levy no inheritance or estate tax.

Which is cheaper to live in, San Juan or Providenciales?

San Juan, at 75 on the Patrician.ch cost index against 125 for Providenciales, where Zurich is 100.

Safety scores 5 of 10 in San Juan and 7 of 10 in Providenciales, schools 6 and 5. These are Patrician.ch editorial indices, not published statistics.

The Dossier: San Juan, Providenciales, and the third you have not considered.A written report on the 3 places that rank first for you, on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.

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The income tax of San Juan and Providenciales, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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