Jersey
Head to head

Jersey vs London.

Jersey leaves about $232K more of a $1M income in hand each year than London, on the Patrician.ch 2026 model. 🇯🇪 Channel Islands against 🇬🇧 United Kingdom, compared on tax, residence, cost and the life.

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In short, current to October 2026

  • On $1,000,000 of income, Jersey takes an effective 20% and London takes 43%, so Jersey leaves about $232K more in hand each year on the Patrician.ch 2026 model.
  • On a capital gain realized after residence begins, Jersey charges 0% and London charges 24%. On a $5,000,000 event that is a difference of about $1.2M.
  • Jersey operates a special regime for arriving foreigners: High Value Residency: 20% on Jersey property income and on the first £1.25M of other income, and 1% on everything above, a minimum tax of £250K a year, and a house bought above £3.5M or an apartment above £1.75M. The United Kingdom operates: 4 year foreign income and gains regime for new arrivals.
  • Inheritance, what a child pays: nothing in Jersey, 40% in London.
  • Route in: Jersey by Lump sum residence. London by Founder & talent.
  • Cost of the life is 105 in Jersey against 96 in London on the Patrician.ch index where Zurich is 100, and safety 9 against 6 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Jersey (Channel Islands) vs London: tax, residence and cost 2026, patrician.ch/compare/jersey-vs-london/, October 2026.

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By the Patrician.ch research desk · Updated 29 October 2026 · 7 min read
Jersey
Jersey 🇯🇪 Jersey
London, United Kingdom
London 🇬🇧 United Kingdom
JerseyLondon
Effective tax at $300K20%39%
Effective tax at $1M20%43%
Effective tax at $3M20%44%
Kept after tax at $1M$800K$568K
Capital gains0%24%
Inheritance tax, childrennothing40%
Cost index (Zurich 100)10596
A 200 m² prime home, US$Not published$6.1M
Prestige of address (editorial)7/1010/10
Safety9/106/10
Schools7/1010/10
Sun hours2,0901,630
Supercar street index#77#12
Routes inLump sum residenceFounder & talent
Net millionaire flow, 2025 forecast (country, Henley)n/a−16,500
Flight from London1h 10m nonstopHome
Flight from New York9h 25m, 1 stop7h 05m nonstop
See these 2 places for your own income.Jersey and London, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.
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Head to head

Effective income tax rate, % of income, at 3 incomes

$300K$1M$3MJersey20%20%20%London39%43%44%

Note: single filer, not a US citizen

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties. Inheritance is shown as it falls on a child, current to October 2026.

By profile

How each profile reads.

For an executive on salary

Jersey (Channel Islands) keeps more of a $1M salary, $232K a year on this model. London answers with schools.

For a founder with an exit

Capital gains: Jersey 0%, London 24%. Neither city levies an annual wealth tax.

For a family

London leads on schools and a lower cost, Jersey (Channel Islands) on safety and sun.

Questions

Which keeps more of a $1M income, Jersey or London?

Jersey, by about $232K a year on Patrician.ch's 2026 model.

Jersey takes an effective 20% of $1,000,000 and London takes 43%. At $3,000,000 the rates are 20% and 44%.

Which taxes capital gains less, Jersey or London?

Jersey, at 0% against 24% in London.

On a $5,000,000 liquidity event realized after residence begins, the difference is about $1.2M.

Which is better for inheritance, Jersey or London?

Jersey. What a child pays: nothing in Jersey, 40% in London.

Jersey levies no inheritance tax. Probate stamp duty of up to 0.75% applies to Jersey movable estate. The UK taxes an estate at 40% above £325,000, with a further band for a home left to children. A spouse inherits free. Since April 2025 exposure follows 10 of the last 20 years of residence.

Which is cheaper to live in, Jersey or London?

London, at 96 on the Patrician.ch cost index against 105 for Jersey, where Zurich is 100.

Safety scores 9 of 10 in Jersey and 6 of 10 in London, schools 7 and 10. These are Patrician.ch editorial indices, not published statistics.

The Dossier: Jersey, London, and the third you have not considered.A written report on the 3 places that rank first for you, on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.
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<iframe src="https://patrician.ch/embed/compare/?c=jer,lon&inc=1000000" title="Income tax in Jersey and London, Patrician.ch" width="100%" height="900" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/compare/jersey-vs-london/">Patrician.ch</a></p>

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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