Jersey vs Luxembourg: Jersey keeps $235K more of $1M

Jersey vs Luxembourg.

Jersey leaves about $235K more of a $1M income in hand each year than Luxembourg, on the Patrician.ch 2026 model. 🇯🇪 Channel Islands against 🇱🇺 Luxembourg, compared on tax, residence, cost and the life.

In short, current to October 2026

On $1,000,000 of income, Jersey takes an effective 20% and Luxembourg takes 44%, so Jersey leaves about $235K more in hand each year on the Patrician.ch 2026 model.
Neither Jersey nor Luxembourg taxes a capital gain on a disposal by a resident individual, so a liquidity event realized after residence begins is not taxed locally in either.
Jersey operates a special regime for arriving foreigners: High Value Residency: 20% on Jersey property income and on the first £1.25M of other income, and 1% on everything above, a minimum tax of £250K a year, and a house bought above £3.5M or an apartment above £1.75M. Luxembourg is modeled with none.
Inheritance, what a child pays: nothing in Jersey, nothing on the statutory share in Luxembourg.
Route in: Jersey by Lump sum residence. Luxembourg by Residence by investment, Founder & talent.
Cost of the life is 105 in Jersey against 88 in Luxembourg on the Patrician.ch index where Zurich is 100, and safety 9 against 9 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated 29 October 2026. Cite as: Patrician.ch, Jersey (Channel Islands) vs Luxembourg: tax, residence and cost 2026, patrician.ch/compare/jersey-vs-luxembourg/, October 2026.

	Jersey	Luxembourg
Effective tax at $300K	20%	38%
Effective tax at $1M	20%	44%
Effective tax at $3M	20%	45%
Kept after tax at $1M	$800K	$565K
Capital gains	0%	0%
Inheritance tax, children	nothing	nothing on the statutory share
Cost index (Zurich 100)	105	88
A 200 m² prime home, US$	Not published	$2.8M
Prestige of address (editorial)	7/10	6/10
Safety	9/10	9/10
Schools	7/10	9/10
Sun hours	2,090	1,800
Supercar street index	#77	#47
Routes in	Lump sum residence	Residence by investment, Founder & talent
Net millionaire flow, 2025 forecast (country, Henley)	n/a	n/a
Flight from London	1h 10m nonstop	1h 20m nonstop
Flight from New York	9h 25m, 1 stop	7h 55m nonstop

See these 2 places for your own income.Jersey and Luxembourg, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.

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Head to head

Effective income tax rate, % of income, at 3 incomes

$300K$1M$3MJersey20%20%20%Luxembourg38%44%45%

Note: single filer, not a US citizen

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties. Inheritance is shown as it falls on a child, current to October 2026.

By profile

How each profile reads.

For an executive on salary

Jersey (Channel Islands) keeps more of a $1M salary, $235K a year on this model. Luxembourg answers with schools.

For a founder with an exit

Capital gains land at 0% in both. Neither city levies an annual wealth tax.

For a family

Luxembourg leads on schools and a lower cost, Jersey (Channel Islands) on sun. Safety is level.

JerseyThe full page

LuxembourgThe full page Rank both on my numbersThe engine, 90 seconds

Questions

Which keeps more of a $1M income, Jersey or Luxembourg?

Jersey, by about $235K a year on Patrician.ch's 2026 model.

Jersey takes an effective 20% of $1,000,000 and Luxembourg takes 44%. At $3,000,000 the rates are 20% and 45%.

Which taxes capital gains less, Jersey or Luxembourg?

Neither taxes them. Jersey and Luxembourg both levy no capital gains tax on a resident individual.

Which is better for inheritance, Jersey or Luxembourg?

Neither charges a spouse or children. Jersey levies no inheritance tax at all, and Luxembourg exempts close family.

Jersey levies no inheritance tax. Probate stamp duty of up to 0.75% applies to Jersey movable estate. Luxembourg exempts children, and a spouse with common children, on what they inherit within the statutory share.

Which is cheaper to live in, Jersey or Luxembourg?

Luxembourg, at 88 on the Patrician.ch cost index against 105 for Jersey, where Zurich is 100.

Safety scores 9 of 10 in Jersey and 9 of 10 in Luxembourg, schools 7 and 9. These are Patrician.ch editorial indices, not published statistics.

The Dossier: Jersey, Luxembourg, and the third you have not considered.A written report on the 3 places that rank first for you, on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.

Read chapters 1 to 3, free →

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The income tax of Jersey and Luxembourg, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

<iframe src="https://patrician.ch/embed/compare/?c=jer,lux&inc=1000000" title="Income tax in Jersey and Luxembourg, Patrician.ch" width="100%" height="900" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/compare/jersey-vs-luxembourg/">Patrician.ch</a></p>

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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