Munich, Germany
Head to head

Munich vs Vaduz.

Vaduz leaves about $270K more of a $1M income in hand each year than Munich, on the Patrician.ch 2026 model. 🇩🇪 Germany against 🇱🇮 Liechtenstein, compared on tax, residence, cost and the life.

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In short, current to October 2026

  • On $1,000,000 of income, Munich takes an effective 45% and Vaduz takes 18%, so Vaduz leaves about $270K more in hand each year on the Patrician.ch 2026 model.
  • On a capital gain realized after residence begins, Munich charges 26% and Vaduz charges 0%. On a $5,000,000 event that is a difference of about $1.3M.
  • Neither Munich nor Vaduz is modeled on a special regime for arriving foreigners, so both run on ordinary resident rates.
  • Inheritance, what a child pays: up to 30% in Munich, nothing in Vaduz.
  • Route in: Munich by Founder & talent. Vaduz by Lump sum residence.
  • Cost of the life is 80 in Munich against 95 in Vaduz on the Patrician.ch index where Zurich is 100, and safety 10 against 10 of 10. Both are Patrician.ch editorial indices scored by us, not published statistics.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated . Cite as: Patrician.ch, Munich vs Vaduz (Liechtenstein): tax, residence and cost 2026, patrician.ch/compare/munich-vs-vaduz/, October 2026.

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By the Patrician.ch research desk · Updated 29 October 2026 · 7 min read
Munich, Germany
Munich 🇩🇪 Germany
Vaduz, Liechtenstein
Vaduz 🇱🇮 Liechtenstein
MunichVaduz
Effective tax at $300K40%14%
Effective tax at $1M45%18%
Effective tax at $3M47%19%
Kept after tax at $1M$549K$819K
Capital gains26%0%
Inheritance tax, childrenup to 30%nothing
Cost index (Zurich 100)8095
A 200 m² prime home, US$$2.7MNot published
Prestige of address (editorial)7/106/10
Safety10/1010/10
Schools8/106/10
Sun hours1,8401,600
Supercar street index#35#90
Routes inFounder & talentLump sum residence
Net millionaire flow, 2025 forecast (country, Henley)−400n/a
Flight from London1h 55m nonstop1h 50m nonstop
Flight from New York7h 35m nonstop7h 45m nonstop
See these 2 places for your own income.Munich and Vaduz, side by side on your income, passports and family. Free, in the ranking of all 100. Then the Dossier: a written report in 10 chapters on the 3 places that rank first for you. The Dossier is $500. The founding price, $250, holds until 31 October.
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Head to head

Effective income tax rate, % of income, at 3 incomes

$300K$1M$3MMunich40%45%47%Vaduz14%18%19%

Note: single filer, not a US citizen

Source: Patrician.ch 2026 tax model, built on official tax authority rates

Simplified marginal model, indicative 2026 brackets, non-US single filer, no social contributions, deductions, wealth taxes, or treaties. Inheritance is shown as it falls on a child, current to October 2026.

By profile

How each profile reads.

For an executive on salary

Vaduz (Liechtenstein) keeps more of a $1M salary, $270K a year on this model. Munich answers with schools.

For a founder with an exit

Capital gains: Munich 26%, Vaduz 0%. On leaving: Munich: Exit tax on holdings of 1% or more when you leave Germany.

For a family

Munich leads on schools, a lower cost and sun. Safety is level.

Munich, GermanyMunichThe full pageVaduz, LiechtensteinVaduzThe full pageRank both on my numbersThe engine, 90 seconds
Questions

Which keeps more of a $1M income, Munich or Vaduz?

Vaduz, by about $270K a year on Patrician.ch's 2026 model.

Munich takes an effective 45% of $1,000,000 and Vaduz takes 18%. At $3,000,000 the rates are 47% and 19%.

Which taxes capital gains less, Munich or Vaduz?

Vaduz, at 0% against 26% in Munich.

On a $5,000,000 liquidity event realized after residence begins, the difference is about $1.3M.

Which is better for inheritance, Munich or Vaduz?

Vaduz. What a child pays: up to 30% in Munich, nothing in Vaduz.

Germany taxes children at 7% to 30% above a €400,000 allowance each. A spouse has a €500,000 allowance and the same scale above it. Liechtenstein abolished inheritance and gift tax in 2011.

Which is cheaper to live in, Munich or Vaduz?

Munich, at 80 on the Patrician.ch cost index against 95 for Vaduz, where Zurich is 100.

Safety scores 10 of 10 in Munich and 10 of 10 in Vaduz, schools 8 and 6. These are Patrician.ch editorial indices, not published statistics.

The Dossier: Munich, Vaduz, and the third you have not considered.A written report on the 3 places that rank first for you, on your income, a sale, your passports and your family. 10 chapters, written the moment you pay. Every tax figure carries its official source and the date it was last checked. The Dossier is $500. The founding price, $250, holds until 31 October. Refunded in full within 7 days of delivery, no reason needed.
Read chapters 1 to 3, free →
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The income tax of Munich and Vaduz, side by side on 2026 rates. Your readers type their own salary and the places reorder. Free on any site, with the credit line under it.

<iframe src="https://patrician.ch/embed/compare/?c=muc,vdz&inc=1000000" title="Income tax in Munich and Vaduz, Patrician.ch" width="100%" height="900" style="border:0;max-width:760px;display:block;color-scheme:normal" loading="lazy"></iframe>
<p style="margin:6px 0 0;font-size:.875em;line-height:1.4">Research by <a href="https://patrician.ch/compare/munich-vs-vaduz/">Patrician.ch</a></p>

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Income tax on the published 2026 rules. Social contributions, most deductions and treaties are not modeled. Figures are for a non-US single filer. Wealth tax, an exit and your passports are added when you run the engine on your own numbers. Not advice. Residence rules change often. Verify before acting.

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