Independent research for the globally mobile

Where shoulda high earneractually live.

The 100 serious addresses on 6 continents, ranked for your income, your passports, and your family. 90 seconds to your shortlist, and an ordinary day in the city that wins.

Jurisdictions48
Passports compared65
Millionaires relocating, 2026 forecast165,000
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01 · The board

The world, reduced to 100 addresses.
One of them is yours.

Start anywhere on the board. Run the engine and it narrows to the few that fit your numbers.

Drag sideways to rotate · pinch or scroll to zoom · tap a city
Effective tax0%
Kept over 10 years$0
Flight from home
Net millionaire inflow 2025
Wealth mobility score 2026
02 · The globe

Turn it until you find yours.

Tap any city and the globe flies there, the section becomes the place, and your numbers for it appear. Gold arcs run from your home base to the top 3 addresses the engine picks for you.

03 · The Life

An ordinary day in Monaco.

One of 100 on the board

Within reach

Tap any frame to step into it.

One step further

This address reads well. See exactly where it lands for you.

The engine takes your income and what you hold, then orders all 100 addresses around them. Either this one holds its place and you have your answer, or a better one surfaces.

Show me my ranking

90 seconds, free, and 2 numbers is all it needs.

04 · The question

Four decisions, one address.

A city gets chosen on a feeling and a tax rate read on a forum, and the rest is discovered after the move. We model the whole thing at once: the jurisdiction, the passport, the cost, and the life. The address that ranks first for a founder with an exit ranks lower for an executive on salary, and neither ranks first for a family that needs a school and a direct flight home.

I

Where

Effective tax on your real numbers, not headline rates. Visa path for your actual passports. Distance to the people you love.

II

Which passport

Mobility, time to citizenship, dual nationality, and the investment routes that still exist in 2026.

III

What you keep

Income tax, wealth tax, and the exit charge of the country you leave, compounded over 10 years on your numbers into one figure.

IV

What it looks like

The school run, the water at 7am, the cost of an ordinary day. The part every spreadsheet forgets and every family remembers.

05 · The Patrician Engine

Your numbers. Ranked.

Move a slider and the world reorders itself. Every ranking is computed live from your inputs. Tap any city to see an ordinary day there.

Enter your actual position, not a rounded one. The dossier is computed from exactly these figures, so an approximate income or exit gives you an answer about someone else.

Inputs

Pick none and the whole board is ranked. Pick one or more and the ranking is scored against those addresses only, so the spread comes back.

What an annual wealth tax would be levied on, alongside whatever the exit leaves. Leave it at zero and no wealth tax is modeled.

How long you expect to stay. An exit and the charge for leaving happen once, income and wealth tax repeat every year, so the horizon changes which of them decides the answer.

What you refuse to compromise on

The ranking is already computed on what you set. This takes you to it.

The board, on default weights · top 10

What you keep over 10 years

Three, side by side, on your numbers

Swap any column

Every figure in this table is computed on the income, exit, assets, passports and household you set above. The Dossier sets out the same 3 in full, with the questions the dataset leaves open.

The Private DossierSet your numbers above and chapters 1 and 2 of your Dossier are computed on them. Free, before you pay for anything.

Ten chapters on your income, your exit, your passports and your household: the ranking, the three side by side, the published rules for your profile, the open questions, the full board. The Dossier is $500. The founding price, $250, holds until 31 October.

The Private DossierYour 3, in full.

Ten chapters on exactly these numbers: the ranking, the three side by side, each in full, the published rules for your profile, the open questions, and the full board. Chapters 1 and 2 open free, computed on your settings, before you pay for anything.

The full Dossier is $500. The founding price, $250, holds until 31 October 2026, midnight Zurich time, and does not return after it. Written automatically the moment you pay, usually ready within 2 minutes, as a private page and a PDF by email. Refundable within 7 days of delivery, no reason needed. No name needed, no card taken here. Your address receives the link, and one note if you leave the chapters open. Nothing else unless you ask.

Net worth trajectory, your top 3
After tax, after the cost of living there, compounding at 5% a year.
The curves need one number.Set your income and the engine draws what each of your top 3 leaves you holding, year by year.

Model note. Income tax uses a simplified marginal model on indicative 2026 headline brackets. For a US passport the floor is the 2026 federal table from IRS Revenue Procedure 2025-32, joint if you are married and single otherwise. Where a jurisdiction taxes a married household as a unit, that is modeled too: Germany splits the joint income in half and doubles the tax (§32a(5) EStG), Portugal divides by 2 and doubles (art. 69 CIRS), and France divides by parts, 2 for the couple and half a part for each of the first 2 children, a whole part from the third, with the gain from each child half part capped at €1,807 (art. 197 CGI). Everywhere else the figure is a single filer. It ignores social contributions, most deductions and treaties, and outside that floor it files everyone as a single taxpayer, so the joint treatment available in France, Germany and Portugal is not applied and a married reader keeps more there than this shows. Special regimes are flagged, not applied. US citizens carry US federal tax as a floor wherever they live. Where a jurisdiction levies an annual wealth tax it is applied, at the indicative 2026 top rate, to the assets you entered plus what the exit leaves after capital gains, and carried across the horizon you choose. Leave assets at zero and no wealth tax is modeled. The charge for leaving your home base is applied to the exit where one exists, and the French charge is shown as deferred for a destination inside the EU or the EEA, which is the only deferral that depends on where you go. A partner's passport is scored as a dependant or family route, never as a walk in, and never better than a straightforward permit. Children change the weight on schools by the age of the youngest, and every additional person in the household raises the weight on cost. Flight times are estimated from great circle distance. Net worth trajectory assumes 5% annual return on retained capital and spending scaled to local cost. Net millionaire inflow figures (HNWI, high net worth individuals) are country level, from the Henley Private Wealth Migration Report 2025, which recorded 142,000 millionaire relocations in 2025 and projected 165,000 for 2026. The 2026 edition replaced its inflow and outflow forecasts with a structural competitiveness framework and published no new migration numbers, so the 2025 report is still the current source for these figures. Every number is a published headline figure. The Private Dossier lists the questions the dataset leaves open.

06 · The Passport Ladder

The document you carry decides which doors open.

Search any of the passports on the board and compare up to 3. Mobility, the realistic path to hold it, whether you can keep the one you have, and whether it taxes you after you leave.

Most compared

07 · The Private Dossier

The engine gets you to a shortlist.
The dossier sets it out in full.

The city on this page is a default, not your ranking. Set your settings in the engine and the dossier rebuilds on them.

IRead your chapters 1 and 2. Free.

The engine has already computed chapter 1, the ranking, and chapter 2, your settings and the method, on the numbers you set. An address opens them and receives the link, and one note if you leave them open. Nothing else unless you ask.

Your address is never sold or shared. The engine above stays open either way.

IIThe full Dossier. $500 $250 until 31 October.

All 10 chapters on your settings: head to head, the 3 highest ranked in full, the published rules for your profile, the open questions, and the full board. Written automatically the moment you pay, usually ready within 2 minutes, as a private page and a PDF by email. The price is $500. The founding price, $250, holds until 31 October and does not return.

  • Effective tax on your income and your exit, side by side
  • The realistic visa or residence route for the passports you hold
  • Cost of the life, schools, housing corridors, flight times
  • The questions the dataset leaves open, listed per city
And what it is not
  • Not advice. Patrician is a publisher, not a law firm, tax adviser, immigration agent or bank.
  • Nobody acts for you. No application is filed, no authority or institution is contacted, no meeting is held on your behalf.
  • No outcome is promised. Not a visa, a permit, a ruling, an account, a school place or a price.
  • Nothing in it is confirmed for any individual. The Dossier lists the questions the dataset leaves open.
What you receive, and when

    Written automatically once payment clears, usually ready within 2 minutes, as a private page and a PDF by email. The engine assembles it on the figures you entered. Nothing is scheduled and nothing waits on a person.

    Payment is taken by our merchant of record, who invoices you and handles tax. Patrician never sees a card. Nothing is charged on this page.

    Refundable within 7 days of delivery. One email, no reason needed.

    Seven doors closed since 2025 · two more closing in 2026

    • Portugal citizenship 5 to 10 years. Lei Orgânica 1/2026, in force 19.05.2026
    • Sweden citizenship 5 to 8 years, plus a self-sufficiency test. Passed 29.04.2026, in force 06.06.2026, with no protection for applications already filed
    • Uruguay the 60 day route to the 11 year tax holiday abolished, threshold raised to about $2M. Law 20.446, in force 01.01.2026
    • Spain golden visa closed, April 2025
    • Malta investor citizenship struck down by the Court of Justice of the EU, April 2025
    • Germany the 3 year fast track to citizenship abolished, 2025
    • UK the non-dom regime replaced by a 4 year window, April 2025

    Two are closing now, on published dates. Panama's $300K residence floor rises to $500K after 15.10.2026. A Puerto Rico Act 60 decree filed after 31.12.2026 pays 4% instead of 0%. Every door above closed on people who were still deciding.

    Why this is unsigned

    Patrician publishes without a byline. Every figure taken from a public source is cited to that source, and every judgment that is ours carries a gold e. Check the first without trusting anyone. Read the second knowing exactly whose opinion it is. A name on the cover would ask you to believe a person rather than read the work, and the work is what is for sale.

    08 · Questions

    What people ask before they move.

    Straight answers. If yours is not here, hello@patrician.ch answers within 24 hours.

    Where should high earners live in 2026?

    It depends on income, passports, household and home base, which is why the engine ranks all 100 addresses on your own numbers. On the default reading, the Gulf and Monaco lead, since income, gains and wealth are taxed at 0% there. The full ranking, with the top 3 from London, New York, Zurich, Dubai, Singapore and Tel Aviv, is on where should high earners live.

    Which countries have no inheritance tax?

    Among them the UAE, Singapore, Hong Kong, Israel, Austria, Cyprus, Mexico and most of the Caribbean levy none. Monaco, Portugal and most Swiss cantons levy one but charge a spouse and children nothing. Every country on the board, with what a child pays and the source, is on countries with no inheritance tax.

    Is this tax or legal advice?

    No. Patrician is an independent publisher. The engine gives you an indicative ranking on simplified 2026 rules, and the Dossier turns that into a written report, with the questions the dataset leaves open. Nothing on this site is advice and nobody at Patrician acts for you. Counsel signs off, we do not.

    How accurate is the tax model?

    It uses headline marginal brackets per jurisdiction, treats US citizens as taxed worldwide, flags special regimes rather than applying them, and ignores social contributions, most deductions, wealth taxes, and treaties. It is built to rank, not to file. The dossier runs the full model on your settings.

    What exactly is in the Dossier?

    Ten chapters on your exact profile: modeled tax across your top 3 on your income and your exit, the realistic visa or residence path for the passports you hold, the published rules for your profile, cost of the life, schools, housing corridors, flight times, and the questions the dataset leaves open. Read a sample.

    Why $250 now and $500 later?

    The Dossier is priced at $500. The opening clients pay the founding price, $250, until 31 October 2026, midnight Zurich time. After that the price is $500 and the founding price does not return.

    How fast is delivery?

    About 2 minutes. The Dossier is written automatically the moment payment clears. The page you paid from opens it by itself when it is ready, and the same link arrives by email with the PDF.

    Can I get a refund?

    Yes, within 7 days of delivery. One email to hello@patrician.ch, no reason needed.

    Why is my city ranked where it is?

    The ranking is your weights applied to 8 axes: net kept over the horizon you set, safety, schools, sun, distance from home, beauty, cost, and ease of entry. Move a slider and the order changes. Two people with the same income get different answers, which is the point.

    Where does the data come from?

    One number on the card comes from a single outside source: the net millionaire flow, Henley & Partners' annual estimate of millionaires moving in and out of each country. It is one line per country, so it sits on the card as context, not as a score.

    Everything the engine ranks on is built here. Tax is computed from each jurisdiction's own statutory brackets, surcharges, and inbound regimes, applied to your income and your exit, which is why Zug and Zurich give different answers and a headline rate never appears. The visa doors are read from each program's current rules and thresholds, jurisdiction by jurisdiction. Cost of the life, safety, schools, and sun hours are indexed against Zurich at 100 from public records. The wealth signals, watch houses, supercar dealers, and the street index, are scored by us, city by city, from what is actually on the ground.

    All of it is indicative for 2026 and changes often. Nothing here is confirmed for any individual. The Dossier lists the questions the dataset leaves open.

    Who is behind Patrician?

    An independent publisher, not a firm. It exists because the people who can live anywhere mostly hear from parties with something to sell: a banker who wants the assets in his booking center, an agent who earns on the property, a forum thread written by someone with a different passport. Patrician sells none of those. The engine ranks the board on your settings and the report is assembled automatically. Discretion is the product: no client is named and no case is published.

    All 100 addresses on the board

    100 residence addresses across 48 countries and territories. Each page carries tax at $300K, $1M and $3M, capital gains, the route in, cost, safety, schools and sun. The questions, answered · Head to head · Passports · Guides

    Most asked: Where should high earners live in 2026 · Where are millionaires moving in 2026 · Best country to live in if you are rich · Best countries for high earners after tax, 2026 · Where you keep the most of $1M, $3M and $10M · Best places for a family: low tax, good schools · Best countries in Europe for a high earner · Where should a high earner live in the US · Where a founder should live before an exit · Best countries for high net worth individuals, 2026 · Dubai vs Monaco vs Singapore for a family · Where a US citizen pays the least tax · Where UK non-doms are moving · Countries with no income tax, 2026 · Countries with no capital gains tax · Countries with no wealth tax, 2026 · Special tax regimes for new arrivals · Countries with no inheritance tax, 2026 · Residence by investment routes · Exit tax by country: what leaving costs · Swiss lump sum tax vs Italy flat tax, 2026

    1. Andorra la Vella Andorra
    2. Anguilla Anguilla
    3. St John's Antigua and Barbuda
    4. Buenos Aires Argentina
    5. Sydney Australia
    6. Kitzbühel Austria
    7. Vienna Austria
    8. Nassau Bahamas
    9. Platinum Coast Barbados
    10. Tucker's Town Bermuda
    11. Virgin Gorda British Virgin Islands
    12. George Town Cayman Islands
    13. Hvar Croatia
    14. Limassol Cyprus
    15. Prague Czech Republic
    16. Casa de Campo Dominican Republic
    17. Cannes France
    18. Cap Ferrat France
    19. Courchevel France
    20. Megève France
    21. Nice France
    22. Paris France
    23. Provence France
    24. Saint-Tropez France
    25. Bora Bora French Polynesia
    26. Munich Germany
    27. Gibraltar Gibraltar
    28. Athens Greece
    29. Mykonos Greece
    30. Hong Kong Hong Kong SAR
    31. Bali Indonesia
    32. Tel Aviv Israel
    33. Amalfi Coast Italy
    34. Capri Italy
    35. Cortina d'Ampezzo Italy
    36. Lake Como Italy
    37. Milan Italy
    38. Porto Cervo Italy
    39. Portofino Italy
    40. Rome Italy
    41. Tuscany Italy
    42. Niseko Japan
    43. Tokyo Japan
    44. Jersey Jersey
    45. Vaduz Liechtenstein
    46. Luxembourg Luxembourg
    47. Valletta Malta
    48. Grand Baie Mauritius
    49. Cancún Mexico
    50. Los Cabos Mexico
    51. Tulum Mexico
    52. Monaco Monaco
    53. Tivat Montenegro
    54. Queenstown New Zealand
    55. Panama City Panama
    56. Cascais Portugal
    57. Lisbon Portugal
    58. Quinta do Lago Portugal
    59. San Juan Puerto Rico
    60. Singapore Singapore
    61. Barcelona Spain
    62. Ibiza Spain
    63. Madrid Spain
    64. Marbella Spain
    65. Palma Spain
    66. Gustavia St Barths
    67. Christophe Harbour St Kitts and Nevis
    68. Geneva Switzerland
    69. Gstaad Switzerland
    70. Lucerne Switzerland
    71. Lugano Switzerland
    72. Montreux Switzerland
    73. St. Moritz Switzerland
    74. Verbier Switzerland
    75. Zermatt Switzerland
    76. Zug Switzerland
    77. Zurich Switzerland
    78. Bangkok Thailand
    79. Phuket Thailand
    80. Providenciales Turks and Caicos
    81. Abu Dhabi UAE
    82. Dubai UAE
    83. London United Kingdom
    84. Aspen United States
    85. Austin United States
    86. Bal Harbour United States
    87. Beverly Hills United States
    88. Boca Raton United States
    89. Los Angeles United States
    90. Maui United States
    91. Miami United States
    92. Montecito United States
    93. Naples United States
    94. New York United States
    95. Newport Beach United States
    96. Palm Beach United States
    97. San Diego United States
    98. San Francisco United States
    99. The Hamptons United States
    100. Punta del Este Uruguay