The FIRE number in Latin America and the Caribbean, 2026: 18 places at local prices and tax

Latin America and the Caribbean.

What a $150K New York year needs as capital in each of the 18 places in Latin America and the Caribbean on the board, priced at local cost and after the local tax on gains.

In short, current to October 2026

A year that costs $150K at New York prices needs $1.69M in Buenos Aires and $5.57M in Gustavia, at a 4% withdrawal rate. In New York itself it needs $4.63M.
12 of the 18 places levy no tax on a resident's gains on listed securities: Panama City, Christophe Harbour, Punta del Este, San Juan, St John's, Platinum Coast and 6 more.
1 levies an annual wealth tax on a portfolio, which the number leaves out: Buenos Aires.

Each address on this page was last checked against its sources between 29 September 2026 and 8 October 2026. The sources for each are named on its page and in the record.

Source: the Patrician.ch board, an original ranking of 100 residence addresses across 47 countries and territories. Tax rates, thresholds and routes are sourced. Cost, safety, schools, sun and beauty are Patrician.ch editorial indices. Figures current to October 2026. Updated 8 October 2026. Cite as: Patrician.ch, The FIRE number in Latin America and the Caribbean, 2026: 18 places at local prices and tax, patrician.ch/answers/fire-number-latin-america-and-the-caribbean/, October 2026.

Place by place

The number in Latin America and the Caribbean.

Place	A $150K New York year, there	The number at 4%	Tax on gains	Wealth tax	Sun hours
Buenos Aires	$63K	$1.69M	15%	Yes	2,300
Panama City	$86K	$2.15M	0%	None	2,200
Tulum	$83K	$2.19M	10%	None	2,900
Cancún	$86K	$2.27M	10%	None	2,900
Los Cabos	$90K	$2.38M	10%	None	3,300
Christophe Harbour	$97K	$2.43M	0%	None	2,800
Punta del Este	$104K	$2.60M	0%	Local assets only	2,500
San Juan	$104K	$2.60M	0%	None	2,900
St John's	$114K	$2.85M	0%	None	2,900
Platinum Coast	$122K	$3.06M	0%	None	3,000
Anguilla	$132K	$3.30M	0%	None	2,900
Nassau	$132K	$3.30M	0%	None	2,900
Virgin Gorda	$132K	$3.30M	0%	None	3,000
Casa de Campo	$118K	$3.37M	25%	None	3,000
George Town	$146K	$3.65M	0%	None	2,800
Tucker's Town	$160K	$3.99M	0%	None	2,600
Providenciales	$174K	$4.34M	0%	None	3,000
Gustavia	$183K	$5.57M	35.4%	None	2,900

A year that costs $150K at New York prices, priced at each place's cost level (the Patrician.ch cost index, an editorial index, Zurich = 100), a 4% withdrawal rate, half of each sale counted as gain, taxed at the place's rate on a resident's listed securities. Wealth tax is not in the number. Run your own year.

Your own year

Price your year.

The FIRE calculator takes your own spending, the place whose prices you know, your withdrawal rate and your saving, and runs all 100 places. The route finder shows how each place is entered on your passports, and the tax residence tests show when days there start to count.

Questions

The short answers.

Where in Latin America and the Caribbean is the number lowest?

On these settings, in Buenos Aires, Panama City and Tulum.

They need $1.69M, $2.15M and $2.19M for a year that costs $150K at New York prices, at a 4% withdrawal rate with half of each sale counted as gain.

Which place in Latin America and the Caribbean gets the most sun?

Los Cabos, with about 3,300 hours of sun a year.

Its number on the same settings: $2.38M. Sun is a Patrician.ch editorial index, in hours a year.

Is wealth tax in the number?

No.

1 of these places levies one on a portfolio of listed securities, and the table marks each. Each place's wealth tax page sets out the rule.

Is this financial advice?

No.

It is arithmetic on published rates and on the settings above. Published comparison research, not tax, legal or financial advice.

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